1204 Garnet Dr, Ellijay, GA 30540 Property Records

Gilmer County property record for 1204 Garnet Dr, Ellijay, GA 30540

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.473 acres (20,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,000 (May 2026)
Tax Bill	$53 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3052AM 025`

Property Details

APN / Parcel Number

Primary APN	`3052AM 025`
Alternative APN	`26530`

Exterior

Lot Area	20,631 sqft (0.473 acres)

Location & Zoning

Account Number	26530
Street Address	1204 GARNET DR
City	ELLIJAY
State	GA
Zip	30540
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R2
Legal Description	LT 2635 EAGLE MTN PH 95
Legal Subdivision	EAGLE MOUNTAIN
Legal Phase	95
Legal Lot Number	2635
Jurisdiction	GILMER GA
Township / Civil Division	CARTERS LAKE
Census Block Group	1
Census Block	1105
Census Tract	80403

Owner

Source: Gilmer County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2130 MITCHELL RD NE, MARIETTA, GA 30062-5315
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK USA
Mar 28, 2025	Limited Warranty Deed, Transfer
Apr 29, 2011	Intrafamily Transfer, Transfer
Nov 18, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Mar 28, 2025 · Amount on Record
Deed Book / Page	2860 / 23
Prior Transfer Date	Dec 7, 2010
Prior Transfer Doc	001670/459
Record Updated	Sep 20, 2026

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 20, 2026
Property Address	1204 GARNET DR, ELLIJAY, GA 30540
Document Number	2860000023
Book / Page	2860 / 23
Instrument Date	May 18, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 MITCHELL RD NE, MARIETTA, GA 30062-5315

Mortgage

Document Number	2860000025,
Date	May 20, 2026
Book Page	2860/25

Lender

Name	JP MORGAN CHASE BANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Mar 28, 2025
Property Address	1204 GARNET DR, ELLIJAY, GA 30540
Document Number	002753/298
Book / Page	2753 / 298
Instrument Date	Mar 28, 2025
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 KINGSTON LN, CANTON, GA 30115-6171

April 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILMER GA
Recording Date	Apr 29, 2011
Property Address	1204 GARNET DR, ELLIJAY, GA 30540
Document Number	001670/459
Book / Page	1670 / 459
Instrument Date	Dec 7, 2010
Instrument	061-2011-000802
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	872 DEVANE RD, QUITMAN, GA 31643-6269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3413 BRANDON DR, VALDOSTA, GA 31605-1207

November 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Nov 18, 2005
Property Address	1204 GARNET DR, ELLIJAY, GA 30540
Document Number	001205/468
Book / Page	1205 / 468
Instrument Date	Nov 18, 2005
Instrument	2005-005374
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 DEVANE RD, QUITMAN, GA 31643-6269

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$53.00 (+15.22%)	$3,480 (+19.18%) Land $3,480	$8,700 (+19.18%) Land $8,700
2023	$46.00	$2,920 Land $2,920	$7,300 Land $7,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2015–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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