1204 Elderflower Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 1204 Elderflower Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,884 sqft · built 2021
Lot Size	0.264 acres (11,543 sqft)
Owner	Individual Name on File
Last Sale	$702,600 (Jun 2021)
Tax Bill	$9,809 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`C56-001-099-3803-5`

Property Details

APN / Parcel Number

Primary APN	`C56-001-099-3803-5`
Alternative APN	`11-1S-22-2001-0000-0020`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,884 sqft Heated Area
Gross Area	3,843 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	11,543 sqft (0.264 acres)
Garage Type	Finished
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1204 ELDERFLOWER DR
City	NICEVILLE
State	FL
Zip	32578-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK LOT 2
Legal Range	22
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

1204 Elderflower Dr is owned and occupied by an individual who bought it in June 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1204 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Oct 7, 2020	Warranty Deed, Construction Loan · Construction Mortgage PROGRESS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Oct 7, 2020 · Amount on File
Deed Document Number	3461890
Deed Book / Page	3552 / 1171
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 8, 2021
Property Address	1204 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Document Number	0035521171
Book / Page	3552 / 1171
Map Reference	MB 28 PG 46-51
Instrument Date	Jun 3, 2021
Instrument	3461890
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,918.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Investor	Possibly a Property Investor

Mortgage

Document Number	0035521173
Date	Jun 8, 2021
Instrument	3552/1173

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 7, 2020
Property Address	1204 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Document Number	0034970140
Book / Page	3497 / 140
Map Reference	MB 28 PG 46-51
Instrument Date	Sep 22, 2020
Instrument	3396797
Transaction Type	Construction Loan
Record Updated	Apr 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$777.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003C JOHN SIMS PKWY E, 1003C, NICEVILLE, FL 32578-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343
Investor	Possibly a Property Investor

Mortgage

Document Number	0003497142
Date	Oct 7, 2020
Instrument	3497/142

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1204 Elderflower Dr was $9,809 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,809.00 Homeowner's exemption	$755,211 Land $126,785 Building $628,426	$755,211 Land $126,785 Building $628,426
2023	$8,295.00 (-4.23%) Homeowner's exemption	$662,003 (+0.4%)	$701,230 (+6.35%) Land $125,580 Building $575,650
2022	$8,661.00	$659,372 Land $119,600 Building $539,772	$659,372 Land $119,600 Building $539,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1204 Elderflower Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1204 Elderflower Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elderflower Dr

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