1204 E Overbluff Rd, Spokane, WA 99203 Property Records

Spokane County property record for 1204 E Overbluff Rd, Spokane, WA 99203 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2014
Square Footage4,102 sqft Living Area
Lot Size16,609 sqft (0.381 acres)
OccupancyOwner Occupied
Last Sale$1,200,000 (2023)
Tax Bill$10,429.00 (2026)

Property Details

APN / Parcel Number

Primary APN35294.0101

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms12 Rooms
Building Area4,102 sqft Living Area
Gross Area5,885 sqft Gross Area
1st Floor2,172 sqft 1st Floor
Upper Floors1,581 sqft Upper Floors
Basement Area1,441 sqft Basement
Finished Basement1,200 sqft Finished
Unfinished Basement241 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,609 sqft (0.381 acres)
Depth X Width170 ft x 72 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area691 sqft Garage
Deck Area224 sqft Deck
Patio Area224 sqft Patio
Wet BarWet Bar

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Street Address1204 E OVERBLUFF RD
CitySPOKANE
StateWA
Zip99203-3453
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOVERBLUFF ADD L1 TOG W/ VAC IVORY ST LYG W OF & ADJ TO
Legal Range43E
Legal Township25N
Legal Section29
Legal SubdivisionOVERBLUFF ADD
Legal Lot Number1
JurisdictionSPOKANE WA
Minor Civil DivisionSPOKANE
Census Blockgroup3
Census Block3000
Census Tract4500

Owner

Source: Spokane County records · APN 35294.0101

Assessment roll updated June 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1204 E OVERBLUFF RD, SPOKANE, WA 99203-3453
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Warranty Deed, Transfer · Conventional Mortgage
WASHINGTON STATE EMPLOYEES CU
Feb 22, 2021Deed of Trust, Mortgage · Line of Credit
WASHINGTON TRUST BANK
Feb 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TRUST BANK
Jan 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TRUST BANK
Mar 19, 2018Deed of Trust, Mortgage · Commercial Mortgage
WASHINGTON TRUST BANK
Jun 30, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
WASHINGTON TRUST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2023 · Amount on Record
Deed SaleJun 29, 2023 · Amount on Record
Prior SaleJun 30, 2017 · Amount on Record
Deed Doc Number20237293289
Record RefreshedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJun 29, 2023
Property Address1204 E OVERBLUFF RD, SPOKANE, WA 99203-3453
Document Number0007293289
Map ReferenceVOL I PG 38
Instrument DateJun 29, 2023
Instrument7293289
Transaction TypeTransfer
Record UpdatedJul 17, 2023
Title CompanyWFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$20,420.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1204 E OVERBLUFF RD, SPOKANE, WA 99203-3453

Mortgage

Document Number0007293290
DateJun 29, 2023
Instrument7293290
Lender
NameWASHINGTON STATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1204 E OVERBLUFF RD, SPOKANE, WA 99203-3453
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007037418
DateFeb 22, 2021
Instrument7037418
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressSPOKANE, WA 99204
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1204 E OVERBLUFF RD, SPOKANE, WA 99203-3453
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007032379
DateFeb 09, 2021
Instrument7032379
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressSPOKANE, WA 99201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1204 E OVERBLUFF RD, SPOKANE, WA 99203-3453
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006675251
DateJan 17, 2018
Instrument6675251
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressSPOKANE, WA 99210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2033

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1204 E OVERBLUFF RD, SPOKANE, WA 99203-3453
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006692210
DateMar 19, 2018
Instrument6692210
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressSPOKANE, WA 99210
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJun 30, 2017
Property Address1204 E OVERBLUFF RD, SPOKANE, WA 99203-3453
Document Number0006617384
Map ReferenceVOL T PG38
Instrument DateJun 28, 2017
Instrument6617384
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanySTEWART TITLE OF SPOKANE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$11,753.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1204 E OVERBLUFF RD, SPOKANE, WA 99203-3453

Mortgage

Document Number0006617385
DateJun 30, 2017
Instrument6617385
Lender
NameWASHINGTON TRUST BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJul 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJul 01, 2022
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change6.37%
Index1-Year LIBOR
Max Rate9.37%

Mortgage

Document Number0006617386
DateJun 30, 2017
Instrument6617386
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressSPOKANE, WA 99210
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJul 01, 2027

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10,429.00 (+0.45%)$1,015,100 (-0.99%) Land $275,000 Building $740,100$1,015,100 (-0.99%) Land $275,000 Building $740,100
2025$10,382.00 (-8.4%)$1,025,300 (-11.71%) Land $250,000 Building $775,300$1,025,300 (-11.71%) Land $250,000 Building $775,300
2024$1,161,270 (+28.31%) Land $181,370 Building $979,900$1,161,270 (+28.31%) Land $181,370 Building $979,900
2023$11,334.00 (+7.29%)$905,030 (-) Land $164,930 Building $740,100$905,030 (-) Land $164,930 Building $740,100
2022$10,564.00$905,030 Land $164,930 Building $740,100$905,030 Land $164,930 Building $740,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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