Lane County property record for 1204 E Madison Ave, Cottage Grove, OR 97424
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1973 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,000 (Jan 2008) |
| Tax Bill | $2,824 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03-28-43-09800-000 |
| Primary APN | 20-03-28-43-09800-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Account Number | 0899797 |
|---|---|
| Street Address | 1204 E MADISON AVE |
| City | COTTAGE GROVE |
| State | OR |
| Zip | 97424-2329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TL 09800 |
| Legal Range | 03 |
| Legal Township | 20 |
| Legal Section | 28 |
| Legal Subdivision | SECOND ADDITION TO GEORGETOWN |
| Legal Block | 8 |
| Legal Lot Number | 9800 |
| Jurisdiction | LANE OR |
| Township / Civil Division | COTTAGE GROVE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 1302 |
1204 E Madison Ave is owned and occupied by two individuals who acquired it in June 2017.
Source: Lane County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1204 E MADISON AVE, COTTAGE GROVE, OR 97424-2329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit OAK CREDIT UNION |
| Jul 7, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU |
| Jun 21, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU |
| Jul 7, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2008 · Amount on File |
| Deed Sale | Jan 18, 2008 · Amount on File |
| Prior Sale | Sep 16, 2002 · Amount on File |
| Deed Document Number | 20083525 |
| Last Transfer Date | Jun 16, 2017 |
| Transfer Doc | 0000033175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Apr 1, 2026 |
| Property Address | 1204 E MADISON AVE, COTTAGE GROVE, OR 97424-2329 |
| Document Number | 0000010077 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202610077 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship, 164 |
| Address | 1204 E MADISON AVE, COTTAGE GROVE, OR 97424-2329 |
| Document Number | 0000010077, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202610077 |
| Name | OAK CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 1204 E MADISON AVE, COTTAGE GROVE, OR 97424-2329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033243 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 2017-033243 |
| Name | NORTHWEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 1204 E MADISON AVE, COTTAGE GROVE, OR 97424-2329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029674 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 2017-029674 |
| Name | NORTHWEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jul 7, 2017 |
| Property Address | 1204 E MADISON AVE, COTTAGE GROVE, OR 97424-2329 |
| Document Number | 0000033175 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 33175 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
The 2025 property tax bill for 1204 E Madison Ave was $2,824.
Source: Lane County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Cottage Grove City |
| Unified School District | South Lane School District 45J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,824.00 | $154,600 | $267,646 Land $41,189 Building $226,457 |
| 2023 | $2,692.00 (+4.02%) | $145,727 (+3%) | $259,380 (+9.48%) Land $31,430 Building $227,950 |
| 2022 | $2,588.00 | $141,483 | $236,921 Land $32,373 Building $204,548 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1204 E Madison Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1204 E Madison Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DFN Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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