1204 E 19th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1204 E 19th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2026)
Tax Bill	$3,423 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1115376022`

Property Details

APN / Parcel Number

Primary APN	`1115376022`
Alternative APN	`96271`

Exterior

Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide

Location & Zoning

Account Number	96271
Street Address	1204 E 19TH ST
City	STERLING
State	IL
Zip	61081-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLNSHIRE SUB #1 LOT 27 BLK 3 660600X
Legal Subdivision	LINCOLNSHIRE SUBDIVISION
Legal Block	3
Legal Lot Number	27
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1010
Census Tract	1200

Owner

Source: Whiteside County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	633 CRESS CREEK LN, 4, CRYSTAL LAKE, IL 60014-7024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WINTRUST MORTGAGE
Nov 27, 2018	Warranty Deed, Transfer WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	20263225
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 25, 2026
Property Address	1204 E 19TH ST, STERLING, IL 61081-1518
Document Number	0000003225
Instrument Date	Jun 16, 2026
Instrument	20263225
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$22,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 CRESS CREEK LN, 4, CRYSTAL LAKE, IL 60014-7024
Investor	Possibly a Property Investor

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1204 E 19TH ST, STERLING, IL 61081-1518
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106769
Date	Sep 28, 2021
Instrument	2021-06769

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 27, 2018
Property Address	1204 E 19TH ST, STERLING, IL 61081-1518
Document Number	0000006542
Instrument Date	Nov 19, 2018
Instrument	6542
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	NTI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S DEMENT AVE DIXON IL 610213111, DIXON, IL 61021-3111

Mortgage

Document Number	6543
Date	Nov 27, 2018
Instrument	6543

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,423.00 (+4.65%)	$39,707 (+6.23%) Land $4,289 Building $35,418
2024	$3,271.00	$37,378 Land $4,037 Building $33,341	$119,121 (+6.23%) Land $12,867 Building $106,254
2023			$112,134 Land $12,111 Building $100,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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