1204 E 16th St, Kearney, NE 68847 Property Records

Buffalo County property record for 1204 E 16th St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,161 sqft · built 2009
Lot Size	0.196 acres (8,535 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Oct 2021)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Jan 2007 Construction Loan Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`60187000011681`

Property Details

APN / Parcel Number

Primary APN	`60187000011681`
Alternative APN	`601870000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,161 sqft Total Area
1st Floor Area	1,161 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,535 sqft (0.196 acres)
Lot Dimensions	1 ft deep x 8,535 ft wide
Garage Type	Mixed
Garage Area	768 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60187000011681
Street Address	1204 E 16TH ST
City	KEARNEY
State	NE
Zip	68847-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	NEW COTTAGE ADD KY LT 2
Legal Subdivision	NEW COTTAGE ADD
Legal Lot Number	2
Jurisdiction	BUFFALO NE
Township / Civil Division	14
Census Block Group	1
Census Block	1065
Census Tract	969700

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1204 E 16TH ST, KEARNEY, NE 68847-6310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2007	Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRSTIER BANK
Oct 4, 2018	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK
May 21, 2015	Warranty Deed, Transfer
Jul 15, 2013	Warranty Deed, Transfer BARNEY ABSTRACT AND TITLE COMPANY, BARNEY
Sep 25, 2009	Warranty Deed, Transfer BARNEY ABSTRACT AND TITLE COMPANY, BARNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	20217853
Record Updated	Sep 20, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1204 E 16TH ST, KEARNEY, NE 68847-6310
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002007209
Date	Jan 10, 2007
Instrument	2007-209

Lender

Name	FIVE POINTS BANK
Type	Seller
Address	1809 W 39TH ST, KEARNEY, NE 68845

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Oct 3, 2007

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Oct 25, 2021
Property Address	1204 E 16TH ST, KEARNEY, NE 68847-6310
Document Number	0202107853
Instrument Date	Oct 19, 2021
Instrument	2021-07853
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CENTRAL NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202107854
Date	Oct 25, 2021
Instrument	2021-07854

Lender

Name	FIRSTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Oct 4, 2018
Property Address	1204 E 16TH ST, KEARNEY, NE 68847-6310
Document Number	0201805786
Instrument Date	Sep 18, 2018
Instrument	2018-05786
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CENTRAL NEBRASKA TITLE & ESC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0201805787
Date	Oct 4, 2018
Instrument	2018-05787

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

May 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	May 21, 2015
Property Address	1204 E 16TH ST, KEARNEY, NE 68847-6310
Document Number	0201502926
Instrument Date	May 20, 2015
Instrument	2015-02926
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$312.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 162, KEARNEY, NE 68848-0162

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Jul 15, 2013
Property Address	1204 E 16TH ST, KEARNEY, NE 68847-6310
Document Number	0020135513
Instrument	2013-5513
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	BARNEY ABSTRACT AND TITLE COMPANY, BARNEY

Transaction

Tax	$270.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Sep 25, 2009
Property Address	1204 E 16TH ST, KEARNEY, NE 68847-6310
Document Number	0000006918
Instrument	6918
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	BARNEY ABSTRACT AND TITLE COMPANY, BARNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,605 (+6.26%) Land $35,130 Building $171,475	$206,605 (+6.26%) Land $35,130 Building $171,475
2025	$2,498.00 (-17.15%)	$194,430 (+9.73%) Land $35,130 Building $159,300	$194,430 (+9.73%) Land $35,130 Building $159,300
2023	$3,015.00	$177,185 Land $34,110 Building $143,075	$177,185 Land $34,110 Building $143,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Great Plains Communications, Verizon.

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