1204 Day Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1204 Day Valley Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,313 sqft · built 1977
Lot Size	0.494 acres (21,519 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jun 2010)
Tax Bill	$8,710 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-161-22`

Property Details

APN / Parcel Number

Primary APN	`105-161-22`
Alternative APN	`105-161-22-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,313 sqft Living Area
Gross Area	2,773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	21,519 sqft (0.494 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	460 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1204 DAY VALLEY RD
City	APTOS
State	CA
Zip	95003-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SOQUEL AUGMENTATION RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	122204

Owner

1204 Day Valley Rd is owned and occupied by two individuals who acquired it in June 2012.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1204 DAY VALLEY RD, APTOS, CA 95003-9539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Line of Credit MONTEREY CU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2010 · Amount on File
Deed Sale	Jun 18, 2010 · Amount on File
Deed Document Number	201023330
Last Transfer Date	Jun 11, 2012
Transfer Doc	0000032319
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1204 DAY VALLEY RD, APTOS, CA 95003-9539
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 DAY VALLEY RD, APTOS, CA 95003-9539

Mortgage

Document Number	0000018363
Date	Sep 2, 2025
Instrument	2025-0018363

Lender

Name	MONTEREY CU
Type	Credit Union
Address	MONTEREY, CA 93942

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1204 DAY VALLEY RD, APTOS, CA 95003-9539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014237
Date	Apr 24, 2020
Instrument	2020-0014237

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1204 DAY VALLEY RD, APTOS, CA 95003-9539
Document Number	0000034970
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1204 DAY VALLEY RD APTOS CA 950039539, APTOS, CA 95003-9539

Mortgage

Document Number	0000034970
Date	Nov 26, 2018
Instrument	34970

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1204 Day Valley Rd was $8,710 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$743,902 (+2%) Land $296,244 Building $447,658
2025	$8,710.00 Homeowner's exemption	$729,316 Land $290,436 Building $438,880
2023	$7,935.00 (+1.86%) Homeowner's exemption	$700,996 Land $279,158 Building $421,838	$1,056,150
2022	$7,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1204 Day Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1204 Day Valley Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Etheric Networks, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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