1204 Day Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1204 Day Valley Rd, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,313 sqft · built 1977
Lot Size0.494 acres (21,519 sqft)
Owner2 Individual Names on Record
Last Sale$565,000 (Jun 2010)
Tax Bill$8,710 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN105-161-22

Property Details

APN / Parcel Number

Primary APN105-161-22
Alternative APN
  • 105-161-22-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,313 sqft Living Area
Gross Area2,773 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area21,519 sqft (0.494 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Deck Area460 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1204 DAY VALLEY RD
CityAPTOS
StateCA
Zip95003-9539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionSOQUEL AUGMENTATION RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1002
Census Tract122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1204 DAY VALLEY RD, APTOS, CA 95003-9539
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2025Deed of Trust, Mortgage · Line of Credit
MONTEREY CU
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Sep 13, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2010 · Amount on Record
Deed SaleJun 18, 2010 · Amount on Record
Deed Document Number201023330
Last Transfer DateJun 11, 2012
Transfer Doc0000032319
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1204 DAY VALLEY RD, APTOS, CA 95003-9539
Transaction TypeMortgage
Record UpdatedSep 26, 2025
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1204 DAY VALLEY RD, APTOS, CA 95003-9539

Mortgage

Document Number0000018363
DateSep 2, 2025
Instrument2025-0018363
Lender
NameMONTEREY CU
TypeCredit Union
AddressMONTEREY, CA 93942
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1204 DAY VALLEY RD, APTOS, CA 95003-9539
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014237
DateApr 24, 2020
Instrument2020-0014237
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1204 DAY VALLEY RD, APTOS, CA 95003-9539
Document Number0000034970
Instrument DateSep 13, 2018
Transaction TypeMortgage
Record UpdatedDec 17, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1204 DAY VALLEY RD APTOS CA 950039539, APTOS, CA 95003-9539

Mortgage

Document Number0000034970
DateNov 26, 2018
Instrument34970
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 25, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$743,902 (+2%) Land $296,244 Building $447,658
2025$8,710.00 (+9.77%) Homeowner's exemption$729,316 (+4.04%) Land $290,436 Building $438,880
2023$7,935.00 (+1.86%) Homeowner's exemption$700,996 Land $279,158 Building $421,838$1,056,150
2022$7,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL WATER DISTRICT
serves 2,726 people · EPA ID CA4410018
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Etheric Networks, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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