1204 Conley Rd, Morganton, NC 28655 Property Records

Burke County property record for 1204 Conley Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1955
Lot Size	1.71 acres (74,488 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Mar 2018)
Tax Bill	$784 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1771767215`

Property Details

APN / Parcel Number

Primary APN	`1771767215`
Alternative APN	`27904`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	532 sqft
Unfinished Basement	532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Asbestos
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	74,488 sqft (1.71 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	564 sqft
Canopy	119 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1204 CONLEY RD
City	MORGANTON
State	NC
Zip	28655-8858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	1204 CONLEY RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3005
Census Tract	20303

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1204 CONLEY RD, MORGANTON, NC 28655-8858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 11, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 29, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Deed Document Number	20182017014430
Deed Book / Page	2340 / 384
Last Transfer Date	Dec 5, 2025
Transfer Doc	0028440272
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1204 CONLEY RD, MORGANTON, NC 28655-8858
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025870018
Date	Nov 24, 2021
Book Page	2587/18
Instrument	2021014195

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Dec 11, 2025
Property Address	1204 CONLEY RD, MORGANTON, NC 28655-8858
Document Number	0028440272
Book / Page	2844 / 272
Instrument Date	Dec 5, 2025
Instrument	2025010529
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CONLEY RD, MORGANTON, NC 28655-8858

Mortgage

Document Number	2025010530
Date	Dec 11, 2025
Instrument	2025010530

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1204 CONLEY RD, MORGANTON, NC 28655-8858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023850791
Date	Jan 25, 2019
Book Page	2385/0791
Instrument	2017024117

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 29, 2018
Property Address	1204 CONLEY RD, MORGANTON, NC 28655-8858
Document Number	0023400384
Book / Page	2340 / 0384
Instrument Date	Mar 29, 2018
Instrument	2017014430
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1170 CONLEY RD, 1170, NORTH WILKESBORO, NC 28656-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CONLEY RD, MORGANTON, NC 28655-8858

Mortgage

Document Number	2017014431
Date	Mar 29, 2018
Instrument	2017014431

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$784.00 (+0.64%)	$104,213 (-) Land $20,015 Building $84,198	$104,213 (-) Land $20,015 Building $84,198
2025	$779.00 (-0.26%)	$104,213 (-) Land $20,015 Building $84,198	$104,213 (-) Land $20,015 Building $84,198
2023	$781.00	$104,213 Land $20,015 Building $84,198	$104,213 Land $20,015 Building $84,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Also Mapped Here	BRENTWOOD WATER ASSOCIATION
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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