1204 Clark St, Rantoul, IL 61866 Property Records

Champaign County property record for 1204 Clark St, Rantoul, IL 61866

Property Summary

Property Type	Single Family Home
Lot Size	0.194 acres (8,445 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Dec 2022)
Tax Bill	$3,708 (2022)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-03-35-451-005`

Property Details

APN / Parcel Number

Primary APN	`14-03-35-451-005`

Exterior

Lot Area	8,445 sqft (0.194 acres)

Location & Zoning

Street Address	1204 CLARK ST
City	RANTOUL
State	IL
Zip	61866-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 RYAN EAST SUB
Legal Range	09E
Legal Township	22N
Legal Section	35
Legal Subdivision	RYAN EAST SUB
Legal Lot Number	6
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1005
Census Tract	10100

Owner

1204 Clark St is owned and occupied by an individual who bought it in December 2022.

Source: Champaign County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1204 CLARK ST, RANTOUL, IL 61866-1630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · VA Mortgage LIBERTY LENDING INC
Oct 15, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 5, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 29, 2022	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Sep 23, 2019	Warranty Deed, Transfer CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Prior Sale	Sep 23, 2019 · Amount on File
Deed Document Number	202222496
Prior Transfer Date	Feb 23, 2007
Prior Transfer Doc	0000006605
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 10, 2026
Property Address	1204 CLARK ST, RANTOUL, IL 61866-1630
Document Number	0000010651
Instrument Date	Jun 30, 2026
Instrument	202610651
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CLARK ST, RANTOUL, IL 61866-1630

Mortgage

Document Number	0000010651,
Date	Jul 10, 2026
Instrument	202610651

Lender

Name	LIBERTY LENDING INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1204 CLARK ST, RANTOUL, IL 61866-1630
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	UNKNOWN, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CLARK ST, RANTOUL, IL 61866-1630

Mortgage

Document Number	0000015715
Date	Oct 15, 2025
Instrument	2025R15715

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	7.25%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1204 CLARK ST, RANTOUL, IL 61866-1630
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CLARK ST, RANTOUL, IL 61866-1630

Mortgage

Document Number	0000001572
Date	Feb 5, 2024
Instrument	2024R01572

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Interest

Rate	5.99%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 29, 2022
Property Address	1204 CLARK ST, RANTOUL, IL 61866-1630
Document Number	0000022496
Map Reference	DOC 86R17238
Instrument Date	Dec 21, 2022
Instrument	2022R22496
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CLARK ST, RANTOUL, IL 61866-1630

Mortgage

Document Number	0000022497
Date	Dec 29, 2022
Instrument	2022R22497

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 23, 2019
Property Address	1204 CLARK ST, RANTOUL, IL 61866-1630
Document Number	0000015639
Instrument Date	Aug 18, 2019
Instrument	15639
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ACT TITLE COMPANY INC, ACT TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$53.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1204 CLARK ST RANTOUL IL 618661630, RANTOUL, IL 61866-1630

Mortgage

Document Number	15640
Date	Sep 23, 2019
Instrument	15640

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	OAK LAWN, IL 60453

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Ludlow Township
Municipality	Rantoul Village
Elementary School District	Rantoul City School District 137 (KG - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,910 Land $4,960 Building $42,950	$143,730 Land $14,880 Building $128,850
2022	$3,708.00 Homeowner's exemption	$34,760 Land $3,600 Building $31,160	$104,280 Land $10,800 Building $93,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1204 Clark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1204 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANTOUL serves 13,000 people · EPA ID IL0190650
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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