1204 Charlotte Valley Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 1204 Charlotte Valley Rd, Summit, NY 12175

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,350 sqft · built 1900
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Last Sale$143,000 (Mar 2018)
Tax Bill$3,081 (2026)
Deeds & MortgagesMar 2018 Sale
Flood ZoneZone X (minimal risk)
APN434800 123.-1-7.112

Property Details

APN / Parcel Number

Primary APN434800 123.-1-7.112
Alternative APNs
  • 480012300000010071120000
  • 545J200003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,350 sqft Living Area
1st Floor Area900 sqft
2nd Floor Area450 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area435,600 sqft (10 acres)
Lot Width596 ft Width
Garage TypeDetached
Garage Area391 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number545J200003
Street Address1204 CHARLOTTE VALLEY RD
CitySUMMIT
StateNY
Zip12175-2608
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number7.112
JurisdictionSCHOHARIE NY
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1032
Census Tract740500

Owner

Source: Schoharie County and Summit Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1204 CHARLOTTE VALLEY RD, SUMMIT, NY 12175-2608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2018 · Amount on Record
Deed SaleMar 6, 2018 · Amount on Record
Prior SaleApr 28, 1999 · Amount on Record
Deed Document Number2018736828
Deed Book / Page1065 / 197
Prior Transfer DateOct 14, 2006
Prior Transfer Doc0000000822/000000018
Record UpdatedOct 29, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateMar 6, 2018
Property Address1204 CHARLOTTE VALLEY RD, SUMMIT, NY 12175-2608
Document Number001065/197
Book / Page1065 / 197
Instrument DateFeb 20, 2018
Instrument000000736828
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 HAINES CT, STAATSBURG, NY 12580-6109

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,081.00 (-0.19%)
2025$3,087.00 (+5.29%)$46,350 (-) Land $16,100 Building $30,250$120,390 (+11.04%) Land $41,818 Building $78,572
2023$46,350 Land $16,100 Building $30,250$108,421 Land $37,661 Building $70,760
2020$2,932.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MIDTEL
Fiber
500 / 100
Verizon
Fixed Wireless
300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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