1204 Cedar St, Sandpoint, ID 83864 Property Records

Bonner County property record for 1204 Cedar St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,457 sqft · built 1924
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,465 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS0500038014AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0500038014AA`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	3,457 sqft Finished Area
1st Floor Area	3,457 sqft
Attic	Attic
Attic Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1995
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	7,057 sqft (0.162 acres)
Garage Type	Mixed
Garage Area	736 sqft
Parking Spaces	5 Parking Spaces
Lean-To	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	1204 CEDAR ST
City	SANDPOINT
State	ID
Zip	83864-1867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEST END ADDN BLK 38 LOTS 14 & 15
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEST END ADDN
Legal Block	38
Legal Lot Number	14-15
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1051
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1204 CEDAR ST, SANDPOINT, ID 83864-1867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1204 CEDAR ST, SANDPOINT, ID 83864-1867
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	TITLEONE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	994807
Date	Nov 2, 2021
Instrument	994807

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1204 CEDAR ST, SANDPOINT, ID 83864-1867
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	TITLEONE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	984383
Date	Jun 3, 2021
Instrument	984383

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,465.00 (+10.79%) Homeowner's exemption	$824,706 (+1.71%) Land $269,796 Building $554,910	$824,706 (+1.71%) Land $269,796 Building $554,910
2025	$4,030.00 (+14.68%) Homeowner's exemption	$810,826 (+5.77%) Land $269,796 Building $541,030	$810,826 (+5.77%) Land $269,796 Building $541,030
2023	$3,514.00 Homeowner's exemption	$766,568 Land $252,346 Building $514,222	$766,568 Land $252,346 Building $514,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures