1204 Cedar Dr, Berthoud, CO 80513 Property Records

Larimer County property record for 1204 Cedar Dr, Berthoud, CO 80513

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,080 sqft · built 1990
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Oct 2019)
Tax Bill$3,050 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN94141-08-043

Property Details

APN / Parcel Number

Primary APN94141-08-043
Alternative APN
  • R0335100

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
Upper Floors Area336 sqft
Basement Area1,081 sqft
Finished Basement432 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialWood Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area742 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area132 sqft
Patio Area468 sqft
BalconyBalcony
Balcony Area336 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR0335100
Old Parcel Number9414108043
Street Address1204 CEDAR DR
CityBERTHOUD
StateCO
Zip80513-1018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 BLK 2 NORTH PARK ADD 2ND BER
Legal Range69
Legal Township04
Legal Section14
Legal QuarterNE
Legal SubdivisionNORTH PARK ADD
Legal Block2
Legal Lot Number43
JurisdictionLARIMER CO
Township / Civil DivisionBERTHOUD
Census Block Group3
Census Block3012
Census Tract2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1204 CEDAR DR, BERTHOUD, CO 80513-1018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · Line of Credit
SECURITY SERVICE FCU
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 15, 2019Grant Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2019 · Amount on Record
Deed SaleOct 15, 2019 · Amount on Record
Deed Document Number20190063373
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address1204 CEDAR DR, BERTHOUD, CO 80513-1018
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034621
DateAug 11, 2023
Instrument20230034621
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueSep 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address1204 CEDAR DR, BERTHOUD, CO 80513-1018
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087641
DateOct 26, 2020
Instrument20200087641
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLARIMER CO
Recording DateOct 15, 2019
Property Address1204 CEDAR DR, BERTHOUD, CO 80513-1018
Document Number0000063373
Instrument DateOct 9, 2019
Instrument63373
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$33.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1204 CEDAR DR BERTHOUD CO 805131018, BERTHOUD, CO 80513-1018

Mortgage

Document Number63374
DateOct 15, 2019
Instrument63374
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 14, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
MunicipalityBerthoud Town
CountyLarimer County
Unified School DistrictThompson School District R-2J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,050.00 (+20.32%)$30,144 (-2.83%) Land $7,063 Building $23,081$482,300 (+4.17%) Land $113,000 Building $369,300
2023$2,535.00 (-0.2%)$31,021 (+17.12%) Land $2,546 Building $28,475$463,000 (+21.49%) Land $38,000 Building $425,000
2022$2,540.00$26,486 Land $2,641 Building $23,845$381,100 Land $38,000 Building $343,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.4% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BERTHOUD
serves 14,211 people · EPA ID CO0135138
Water SourceSurface water
Last State InspectionDec 2021
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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