1204 Bayley Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1204 Bayley Dr, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Aug 2022)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2022 Sale & Mortgage
APN	`03-25-0-108-014`

Property Details

APN / Parcel Number

Primary APN	`03-25-0-108-014`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	1204 BAYLEY DR
City	O FALLON
State	IL
Zip	62269-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKRIDGE STATION PHASE 1 LOT 14 A02756633
Legal Phase	1
Legal Lot Number	14
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2031
Census Tract	503404

Owner

Source: St. Clair County records · APN 03-25-0-108-014

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1204 BAYLEY DR, O FALLON, IL 62269-4509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2026	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Aug 18, 2022	Warranty Deed, Transfer · VA Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	A02756633
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 08, 2026
Property Address	1204 BAYLEY DR, O FALLON, IL 62269-4509
Document Number	0002888718
Instrument Date	Jun 24, 2026
Instrument	20262888718
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$74,235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1204 BAYLEY DR, O FALLON, IL 62269-4509

Mortgage

Date	Jul 08, 2026

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 18, 2022
Property Address	1204 BAYLEY DR, O FALLON, IL 62269-4509
Document Number	0A02756633
Map Reference	DOC A02565432
Instrument Date	Aug 17, 2022
Instrument	A02756633
Transaction Type	Transfer
Record Updated	Sep 01, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1204 BAYLEY DR, O FALLON, IL 62269-4509

Mortgage

Document Number	0A02756634
Date	Aug 18, 2022
Instrument	A02756634

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$123,558 Land $23,568 Building $99,990	$370,674 Land $70,704 Building $299,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635034042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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