1204 7th St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1204 7th St, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 928 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (Jan 2018)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-245-362-00`

Property Details

APN / Parcel Number

Primary APN	`051-245-362-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	604 sqft
Basement Area	324 sqft
Unfinished Basement	324 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1204 7TH ST
City	THREE RIVERS
State	MI
Zip	49093-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 9 BLK 85 VIL OF LOCKPORT CITY OF 3 RIVERS.
Legal Subdivision	VIL OF LOCKPORT CITY
Legal Block	85
Legal Lot Number	9
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1046
Census Tract	40200

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1204 7TH ST, THREE RIVERS, MI 49093-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2018 · Amount on Record
Deed Sale	Jan 2, 2018 · Amount on Record
Prior Sale	Mar 1, 2006 · Amount on Record
Deed Document Number	201898-0915
Deed Book / Page	1898 / 915
Prior Transfer Date	Dec 19, 2013
Prior Transfer Doc	1730/0795
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 2, 2018
Property Address	1204 7TH ST, THREE RIVERS, MI 49093-1712
Document Number	1898/0915
Book / Page	1898 / 0915
Map Reference	LB1 PG67
Instrument Date	Dec 22, 2017
Instrument	1898-0915
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 7TH ST, 1204, THREE RIVERS, MI 49093-1712

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1204 7TH ST, THREE RIVERS, MI 49093-1712

Mortgage

Document Number	18980918
Date	Jan 2, 2018
Instrument	1898-0918

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,600 (-1.2%) Land $2,900 Building $54,700	$115,200 (-1.2%) Land $5,800 Building $109,400
2025	$1,312.00 (+13.4%) Homeowner's exemption	$58,300 (+57.57%) Land $2,800 Building $55,500	$116,600 (+57.57%) Land $5,600 Building $111,000
2023		$37,000 Land $2,300 Building $34,700	$74,000 Land $4,600 Building $69,400
2022	$1,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	46 (1982–2018)
Claims Outside the SFHA	2 of 46
Most Recent Claim	Feb 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20