1204 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1204 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 30 sqft · built 1884
Lot Size	0.107 acres (4,680 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Oct 2021)
Tax Bill	$9,542 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-44-0104`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-44-0104`
Alternative APNs	`8168968` `430697`

Interior

Bedrooms	3 Beds
Units	4 Units
Building Area	30 sqft Gross Area
Basement Area	372 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1989
Exterior Material	Stone
Lot Area	4,680 sqft (0.107 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	400 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	430697
Street Address	1204 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4062
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	MESSERLI & ESCHBACHS ADDITION LOT 7 BLK 3
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	MESSERLI & ESCHBACHS ADDITION
Legal Block	3
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1005
Census Tract	31701

Owner

Source: Ramsey County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1204 7TH ST E, SAINT PAUL, MN 55106-4062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Oct 4, 2021	Warranty Deed, Transfer · Commercial Mortgage BRIDGEWATER BANK
Sep 26, 2017	Warranty Deed, Transfer ENVISION CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	20214911070
Last Transfer Date	Sep 25, 2026
Transfer Doc	0005122440
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 25, 2026
Property Address	1204 7TH ST E, SAINT PAUL, MN 55106-4062
Document Number	0005122440
Instrument Date	Sep 25, 2026
Instrument	20265122440
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	ANCONA TITLE

Transaction

Amount	Amount Recorded
Tax	$171.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 7TH ST E, SAINT PAUL, MN 55106-4062

Mortgage

Document Number	0005122441,
Date	Sep 25, 2026
Instrument	20265122441

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 4, 2021
Property Address	1204 7TH ST E, SAINT PAUL, MN 55106-4062
Document Number	0A04911070
Instrument Date	Sep 3, 2021
Instrument	A04911070
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6507 102ND AVE N, MINNEAPOLIS, MN 55445-1205

Mortgage

Document Number	0A04911071
Date	Oct 4, 2021
Instrument	A04911071

Lender

Name	BRIDGEWATER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 30, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 26, 2017
Property Address	1204 7TH ST E, SAINT PAUL, MN 55106-4062
Document Number	0004678261
Instrument Date	Sep 15, 2017
Instrument	4678261
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	LESUEUR COUNTY ABSTRACT COMPANY INC, LESUEUR COUNTY ABSTRACT CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 7TH ST E ST PAUL MN 551064062, ST PAUL, MN 55106-4062

Mortgage

Document Number	4678262
Date	Sep 26, 2017
Instrument	4678262

Lender

Name	ENVISION CAP
Address	MINNETONKA, MN 55305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,500 (-) Land $80,000 Building $395,500	$475,500 (-) Land $80,000 Building $395,500
2025	$9,542.00 (+14.33%)	$475,500 (+14.11%) Land $80,000 Building $395,500	$475,500 (+14.11%) Land $80,000 Building $395,500
2024	$8,346.00 (+3.5%)
2023	$8,064.00	$416,700 Land $80,000 Building $336,700	$416,700 Land $80,000 Building $336,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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