1204 5th St, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 1204 5th St, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 956 sqft · built 1923
Lot Size0.143 acres (6,240 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Jan 2024)
Tax Bill$2,165 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jul 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN034006500900

Property Details

APN / Parcel Number

Primary APN034006500900

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area956 sqft Living Area
1st Floor Area956 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 2017
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area6,240 sqft (0.143 acres)
Garage TypeDetached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area204 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address1204 5TH ST
CityCOSMOPOLIS
StateWA
Zip98537-3916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR NIMS LOTS 9 & 10 TGW 10 VAC 5TH ST ADJ BLK 65
Legal Range14
Legal Township09
Legal Section17
Legal SubdivisionR NIMS
Legal Block65
Legal Lot Number9,10
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionABERDEEN-HOQUIAM
Census Block Group5
Census Block5040
Census Tract900

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1204 5TH ST, COSMOPOLIS, WA 98537-3916
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Jul 14, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Mar 25, 2020Quit Claim Deed, Transfer · Construction Mortgage
FIDELIS EQUITY & R/E FUND A LL
Nov 13, 2017Grant Deed, Transfer
STEWART TITLE
May 5, 2017Trustee's Deed, Foreclosure
COAST TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2024 · Amount on Record
Deed SaleJan 10, 2024 · Amount on Record
Prior SaleNov 13, 2017 · Amount on Record
Deed Document Number20248
Prior Transfer DateJul 12, 2022
Prior Transfer Doc0000000045
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateJan 10, 2024
Property Address1204 5TH ST, COSMOPOLIS, WA 98537-3916
Document Number0001100008
Map ReferenceVOL 1 PG 61
Instrument DateJan 5, 2024
Instrument2024-01100008
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyGRAYS HARBOR TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001100009
DateJan 10, 2024
Instrument2024-01100009
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Mortgage

Document Number0001100010
DateJan 10, 2024
Instrument2024-01100010
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressLAKEWOOD, NJ 08701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGRAYS HARBOR WA
Recording DateJul 14, 2022
Property Address1204 5TH ST, COSMOPOLIS, WA 98537-3916
Document Number0007140045
Map ReferenceVOL 1 PG 61
Instrument DateJul 12, 2022
Instrument2022-07140045
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyCOAST TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2420 SWECKER AVE SE, OLYMPIA, WA 98501-3145

Mortgage

Document Number0007140046
DateJul 14, 2022
Instrument2022-07140046
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address1204 5TH ST, COSMOPOLIS, WA 98537-3916
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyCOAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002050108
DateFeb 5, 2021
Instrument2021-02050108
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAYS HARBOR WA
Recording DateMar 25, 2020
Property Address1204 5TH ST, COSMOPOLIS, WA 98537-3916
Document Number0003250041
Instrument DateMar 19, 2020
Instrument3250041
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyCOAST TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
AddressPO BOX 226 COSMOPOLIS WA 985370226, COSMOPOLIS, WA 98537-0226

Mortgage

Document Number3250042
DateMar 25, 2020
Instrument3250042
Lender
NameFIDELIS EQUITY & R/E FUND A LL
AddressFEDERAL WAY, WA 98003
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 24, 2021

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGRAYS HARBOR WA
Recording DateNov 13, 2017
Property Address1204 5TH ST, COSMOPOLIS, WA 98537-3916
Document Number0011130038
Instrument DateNov 9, 2017
Instrument11130038
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,450.85
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionGRAYS HARBOR WA
Recording DateMay 5, 2017
Property Address1204 5TH ST, COSMOPOLIS, WA 98537-3916
Document Number0005050048
Instrument DateApr 21, 2017
Instrument5050048
Transaction TypeForeclosure
Record UpdatedJun 22, 2017
Title CompanyCOAST TITLE

Transaction

AmountAmount Recorded
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address124 NIEMI RD LONGVIEW WA 986329131, LONGVIEW, WA 98632-9131

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,165.00 (+0.84%)
2025$2,147.00 (-0.74%)$206,955 (-) Land $24,960 Building $181,995$206,955 (-) Land $24,960 Building $181,995
2024$2,163.00 (+12.6%)$206,955 (+5.92%) Land $24,960 Building $181,995$206,955 (+5.92%) Land $24,960 Building $181,995
2023$1,921.00
2022$195,383 Land $24,960 Building $170,423$195,383 Land $24,960 Building $170,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSMOPOLIS WATER DEPARTMENT
serves 1,812 people · EPA ID WA5315050
Water SourcePurchased surface water from CITY OF ABERDEEN
Last State InspectionDec 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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