1204 3rd St, Durant, IA 52747 Property Records

Cedar County property record for 1204 3rd St, Durant, IA 52747

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,472 sqft · built 2004
Lot Size	0.197 acres (8,581 sqft)
Owner	Company Name on File
Tax Bill	$4,590 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040016364840090`

Property Details

APN / Parcel Number

Primary APN	`040016364840090`
Alternative APN	`40004001636484009000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Basement Area	1,472 sqft
Finished Basement	850 sqft
Unfinished Basement	622 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,581 sqft (0.197 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	34 sqft
Patio Area	403 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1204 3RD ST
City	DURANT
State	IA
Zip	52747-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAPERS 1ST ADD LOT 9
Legal Subdivision	PAPERS 1ST ADD
Legal Lot Number	9
Jurisdiction	CEDAR IA
Township / Civil Division	FARMINGTON
Census Block Group	3
Census Block	3051
Census Tract	450400

Owner

1204 3rd St is owned by a company that acquired it in January 2025 and is owner-occupied.

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1308 3RD ST, DURANT, IA 52747-9752
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 18, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 6, 2025
Transfer Doc	0000000102
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1204 3RD ST, DURANT, IA 52747-9780
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 3RD ST, DURANT, IA 52747-9780
Investor	Possibly a Property Investor

Mortgage

Document Number	001793/133
Date	Oct 10, 2025
Book Page	1793/133
Instrument	2025 2879

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Oct 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1204 3RD ST, DURANT, IA 52747-9780
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1490/215
Date	Oct 18, 2019
Book Page	1490/215
Instrument	3265

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1204 3rd St was $4,590 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Durant City
Unified School District	Durant Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,590.00 Homeowner's exemption	$296,070 (-) Land $30,720 Building $265,350	$296,070 (-) Land $30,720 Building $265,350
2025	$4,590.00 (-5.52%) Homeowner's exemption	$296,070 Land $30,720 Building $265,350	$296,070 Land $30,720 Building $265,350
2024	$4,858.00
2023		$288,870 (+29.47%) Land $30,720 Building $258,150	$288,870 Land $30,720 Building $258,150
2022	$3,792.00 Homeowner's exemption	$223,110 Land $24,260 Building $198,850
2021			$223,110 Land $24,260 Building $198,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1204 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1204 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURANT WATER SUPPLY serves 1,871 people · EPA ID IA1636090
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Night Owl Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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