Saginaw County property record for 12039 Bell Rd, Burt, MI 48417
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 ba · 1,400 sqft · built 2005 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $183,000 (Nov 2022) |
| Tax Bill | $2,623 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-10-5-28-2002-005 |
| Primary APN | 27-10-5-28-2002-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modular |
| Exterior Material | Wood Siding |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 72 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12039 BELL RD |
|---|---|
| City | BURT |
| State | MI |
| Zip | 48417-2311 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | BEG AT NW CORN OF SEC TH E 264.47 FT TH S 329.50 FT TH W 264.47 FT TH N 329.50 FT TO POB 2.0 ACRES SEC 28 T10N R5E ***NEW |
| Legal Range | 05E |
| Legal Township | 10N |
| Legal Section | 28 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TAYMOUTH |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 13000 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12039 BELL RD, BURT, MI 48417-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LENDING |
| Nov 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS |
| Sep 18, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance DORT FEDERAL CREDIT UNION |
| Jan 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on Record |
| Deed Sale | Nov 10, 2022 · Amount on Record |
| Prior Sale | Jan 22, 2021 · Amount on Record |
| Deed Document Number | 202229197 |
| Prior Transfer Date | Feb 13, 2006 |
| Prior Transfer Doc | 2011021421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 5, 2026 |
| Property Address | 12039 BELL RD, BURT, MI 48417-2311 |
| Document Number | 0000014905 |
| Instrument Date | May 30, 2026 |
| Instrument | 202614905 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12039 BELL RD, BURT, MI 48417-2311 |
| Document Number | 0000014905, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202614905 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 14, 2026 |
| Property Address | 12039 BELL RD, BURT, MI 48417-2311 |
| Document Number | 0000013150 |
| Instrument Date | May 9, 2026 |
| Instrument | 202613150 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12039 BELL RD, BURT, MI 48417-2311 |
| Document Number | 0000013150, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202613150 |
| Name | UNITED MORTGAGE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jun 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 10, 2022 |
| Property Address | 12039 BELL RD, BURT, MI 48417-2311 |
| Document Number | 0000029197 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022029197 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Title Company | FIRST IN SERVICE TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,372.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12039 BELL RD, 12039, BURT, MI 48417-2311 |
| Name | Verified Name |
|---|---|
| Address | 12039 BELL RD, BURT, MI 48417-2311 |
| Document Number | 0000029415 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022029415 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | NORTH PALM BEACH, FL 33408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12039 BELL RD, BURT, MI 48417-2311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025737 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 2017025737 |
| Name | DORT FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 22, 2021 |
| Property Address | 12039 BELL RD, BURT, MI 48417-2311 |
| Document Number | 2021002500 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2021002500 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | STERLING TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12039 BELL RD, 12039, BURT, MI 48417-2311 |
| Name | Verified Name |
|---|---|
| Address | 3019 FOXHILL DR, ADAMSVILLE, TN 38310 |
| Document Number | 2021002501 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021002501 |
| Name | FIRST SECURITIES FINANCIAL SERVICES |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2050 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Taymouth Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,800 (+9.71%) | $187,600 (+9.71%) | |
| 2025 | $2,623.00 (+27.33%) Homeowner's exemption | $85,500 (+15.85%) | $171,000 (+15.85%) |
| 2023 | $73,800 | $147,600 | |
| 2022 | $2,060.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1985–1986) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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