12038 Main Oak St, Houston, TX 77038 Property Records

Harris County property record for 12038 Main Oak St, Houston, TX 77038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,623 sqft · built 2017
Lot Size	0.134 acres (5,830 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Apr 2018)
Tax Bill	$8,330 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`138-214-001-0064`

Property Details

APN / Parcel Number

Primary APN	`138-214-001-0064`
Alternative APN	`0420760000026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,623 sqft Living Area
1st Floor Area	1,253 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,830 sqft (0.134 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1382140010064
Street Address	12038 MAIN OAK ST
City	HOUSTON
State	TX
Zip	77038-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 64 BLK 1 WESTVIEW LANDING SEC 1
Legal Subdivision	WESTVIEW LANDING SEC 1
Legal Block	1
Legal Lot Number	64
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1000
Census Tract	533803

Owner

12038 Main Oak St is owned by two individuals who bought it in April 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14309 YELLOW HAWTHORN CT, CONROE, TX 77384-2284
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage AMERISAVE MTG
Aug 6, 2018	Grant Deed, Transfer GOLD STAR MTG FIN'L
Apr 30, 2018	Grant Deed, Subdivision Related Transfer KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Deed Document Number	2018182849
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	0000182849
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12038 MAIN OAK ST, HOUSTON, TX 77038-4500
Document Number	0000646442
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12038 MAIN OAK ST HOUSTON TX 770384500, HOUSTON, TX 77038-4500

Mortgage

Document Number	0000646442
Date	Dec 31, 2020
Instrument	646442

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 6, 2018
Property Address	12038 MAIN OAK ST, HOUSTON, TX 77038-4500
Document Number	0000355944
Instrument Date	Aug 2, 2018
Instrument	355944
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11831 MAIN OAK ST HOUSTON TX 770384508, HOUSTON, TX 77038-4508

Mortgage

Document Number	355945
Date	Aug 6, 2018
Instrument	355945

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 30, 2018
Property Address	12038 MAIN OAK ST, HOUSTON, TX 77038-4500
Document Number	0000182849
Instrument Date	Apr 25, 2018
Instrument	182849
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12038 MAIN OAK ST HOUSTON TX 770384500, HOUSTON, TX 77038-4500

Mortgage

Document Number	182850
Date	Apr 30, 2018
Instrument	182850

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12038 Main Oak St was $8,330, up 232.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Aldine Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,739 (-1.86%) Land $49,876 Building $221,863	$271,739 (-1.86%) Land $49,876 Building $221,863
2025	$8,330.00 (+232.67%)	$276,876 Land $49,876 Building $227,000	$276,876 Land $49,876 Building $227,000
2024	$2,504.00
2023		$268,168 Land $49,876 Building $218,292	$268,168 Land $49,876 Building $218,292
2022	$1,889.00
2020	$1,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12038 Main Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12038 Main Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT HOUSTON ROAD MUD serves 5,346 people · EPA ID TX1010728
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber.

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