12038 Charest St, Hamtramck, MI 48212 Property Records

Wayne County property record for 12038 Charest St, Hamtramck, MI 48212

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,270 sqft · built 1920
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (May 2019)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41 007 09 0007 000`

Property Details

APN / Parcel Number

Primary APN	`41 007 09 0007 000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12038 CHAREST ST
City	HAMTRAMCK
State	MI
Zip	48212-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 7 D. W. SIMONS' HIGHLAND SUB BLOCK 9 SEC 21 10,000 A.T. L.11 P.46 WCR
Legal Subdivision	D W SIMONS' HIGHLAND
Legal Block	9
Legal Lot Number	7
Jurisdiction	WAYNE MI
Township / Civil Division	HAMTRAMCK
Census Block Group	2
Census Block	2000
Census Tract	552000

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12038 CHAREST ST, HAMTRAMCK, MI 48212-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Mar 29, 2010 · Amount on Record
Deed Document Number	2019157285
Deed Book / Page	55026 / 1175
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	12038 CHAREST ST, HAMTRAMCK, MI 48212-2726
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12038 CHAREST ST, HAMTRAMCK, MI 48212-2726

Mortgage

Document Number	0566881159
Date	May 3, 2021
Book Page	56688/1159
Instrument	2021205259

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 3, 2019
Property Address	12038 CHAREST ST, HAMTRAMCK, MI 48212-2726
Document Number	0550261175
Book / Page	55026 / 1175
Map Reference	LB 11 PG 46
Instrument Date	Apr 23, 2019
Instrument	2019157285
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12038 CHAREST ST, 12038, HAMTRAMCK, MI 48212-2726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12038 CHAREST ST, HAMTRAMCK, MI 48212-2726

Mortgage

Document Number	0550261177
Date	May 3, 2019
Instrument	55026/1177

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Hamtramck City
Unified School District	Hamtramck Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,400 (+5.47%)	$192,800 (+5.47%)
2025	$2,378.00 (+170.23%) Homeowner's exemption	$91,400 (+29.1%)	$182,800 (+29.1%)
2023		$70,800	$141,600
2019	$880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMTRAMCK serves 28,433 people · EPA ID MI0002970
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Also Mapped Here	CITY OF DETROIT
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2022
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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