12035 Saw Mill Ct, Silver Spring, MD 20902 Property Records

Montgomery County property record for 12035 Saw Mill Ct, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	3 ba · 2,301 sqft · built 1991
Lot Size	0.044 acres (1,904 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Sep 2025)
Tax Bill	$5,600 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02897868`

Property Details

APN / Parcel Number

Primary APN	`13-02897868`
Alternative APN	`02897868`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,301 sqft Living Area
Gross Area	2,553 sqft
1st Floor Area	888 sqft
Basement Area	525 sqft
Finished Basement	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,904 sqft (0.044 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02897868
Street Address	12035 SAW MILL CT
City	SILVER SPRING
State	MD
Zip	20902-1881
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT8.0
Legal Description	ARCOLA
Legal Subdivision	MAGRUDERS SUB
Legal Block	1
Legal Lot Number	102
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1015
Census Tract	703207

Owner

Source: Montgomery County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12035 SAW MILL CT, SILVER SPRING, MD 20902-1881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Oct 13, 2022	Deed, Transfer · Conventional Mortgage FIRST WASHINGTON MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Oct 13, 2022 · Amount on Record
Deed Book / Page	69638 / 48
Prior Transfer Date	Jun 20, 2024
Prior Transfer Doc	0681240249
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 29, 2025
Property Address	12035 SAW MILL CT, SILVER SPRING, MD 20902-1881
Document Number	0696380048
Book / Page	69638 / 48
Map Reference	MB 159 PL 18033
Instrument Date	Sep 15, 2025
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15100 INTERLACHEN DR APT 1015, 1015, SILVER SPRING, MD 20906-5609

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12035 SAW MILL CT, SILVER SPRING, MD 20902-1881

Mortgage

Document Number	0006963856
Date	Sep 29, 2025
Instrument	69638/56

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 13, 2022
Property Address	12035 SAW MILL CT, SILVER SPRING, MD 20902-1881
Document Number	0663780149
Book / Page	66378 / 149
Map Reference	MB 159 PL 18033
Instrument Date	Sep 28, 2022
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,431.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2972 VIA MERIDIANA, 2972, HENDERSON, NV 89052-3841

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12035 SAW MILL CT, SILVER SPRING, MD 20902-1881

Mortgage

Document Number	0066378155
Date	Oct 13, 2022
Instrument	66378/155

Lender

Name	FIRST WASHINGTON MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,733 (+3.56%)	$544,800 (+10.69%) Land $150,000 Building $394,800
2025	$5,600.00 (-3.68%)	$492,200 (+16.23%) Land $130,000 Building $362,200	$492,200 (-) Land $130,000 Building $362,200
2024	$5,814.00 (+21.81%)
2023		$423,467	$492,200 Land $130,000 Building $362,200
2022	$4,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Astound Broadband, T-Mobile.

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