12035 Iris Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 12035 Iris Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,636 sqft · built 1955
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (Jan 2024)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	Oct 2023 Sale Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-024025`

Property Details

APN / Parcel Number

Primary APN	`06-024025`
Alternative APNs	`6024025` `024025`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,636 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Built-Up Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024025
Street Address	12035 IRIS AVE
City	CUMBERLAND
State	MD
Zip	21502-5427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRIS AVE BLK 48 LOT 12 PT 13 60X120 POT PK
Legal Subdivision	POTOMAC PARK ADD
Legal Block	48
Legal Lot Number	12
Jurisdiction	ALLEGANY MD
Township / Civil Division	6, CUMBERLAND
Census Block Group	1
Census Block	1027
Census Tract	1300

Owner

12035 Iris Ave is owned and occupied by two individuals who bought it in January 2024.

Source: Allegany County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12035 IRIS AVE, CUMBERLAND, MD 21502-5427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed, Transfer GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC
Jan 26, 2024	Re-recorded Document GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC
May 26, 2023	Foreclosure
Feb 22, 2018	Grant Deed, Transfer · Line of Credit FIRST MTG SVCS GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on File
Deed Sale	Jan 26, 2024 · Amount on File
Prior Sale	Oct 25, 2023 · Amount on File
Deed Book / Page	2940 / 30
Prior Transfer Date	Oct 15, 2015
Prior Transfer Doc	0021720439
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 25, 2023
Property Address	12035 IRIS AVE, CUMBERLAND, MD 21502-5427
Document Number	002918-0465
Book / Page	2918 / 465
Instrument Date	Oct 17, 2023
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 LAKE COVENTRY DR, FREDERICK, MD 21702-1182

January 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ALLEGANY MD
Recording Date	Jan 26, 2024
Property Address	12035 IRIS AVE, CUMBERLAND, MD 21502-5427
Document Number	002940-0030
Book / Page	2940 / 30
Map Reference	CASE 137
Instrument Date	Oct 17, 2023
Record Updated	Feb 14, 2024
Title Company	GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 LAKE COVENTRY DR, FREDERICK, MD 21702-1182

May 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	ALLEGANY MD
Recording Date	May 26, 2023
Property Address	12035 IRIS AVE, CUMBERLAND, MD 21502-5427
Document Number	002882-0500
Book / Page	2882 / 500
Instrument Date	Mar 7, 2023
Transaction Type	Foreclosure
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 22, 2018
Property Address	12035 IRIS AVE, CUMBERLAND, MD 21502-5427
Document Number	0023610029
Book / Page	002361 / 000029
Instrument Date	Jan 25, 2018
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12035 IRIS AVE CUMBERLAND MD 215025427, CUMBERLAND, MD 21502-5427

Mortgage

Document Number	23610034
Date	Feb 22, 2018
Book Page	002361/000034

Lender

Name	FIRST MTG SVCS GROUP INC
Address	CUMBERLAND, MD 21502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12035 Iris Ave was $1,254.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,700 Land $8,000 Building $87,700	$95,700 Land $8,000 Building $87,700
2025	$1,254.00
2023	$1,164.00	$107,100 Land $8,000 Building $99,100	$107,100 Land $8,000 Building $99,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12035 Iris Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12035 Iris Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Iris Ave

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