Mecklenburg County property record for 12032 Red Rust Ln, Charlotte, NC 28277
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,176 sqft · built 2006 |
| Lot Size | 0.117 acres (5,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Sep 2018) |
| Tax Bill | $3,550 (2023) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 229-151-32 |
| Primary APN | 229-151-32 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Heated Area |
| Gross Area | 2,319 sqft |
| 1st Floor Area | 1,019 sqft |
| Upper Floors Area | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,136 sqft (0.117 acres) |
| Garage Area | 380 sqft |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 229-151-32 |
|---|---|
| Street Address | 12032 RED RUST LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-3626 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MX-1(INNOV) |
| Legal Description | L76 M47-103 |
| Legal Subdivision | SEDONA CRK RANCH |
| Legal Lot Number | 76 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 5845 |
12032 Red Rust Ln, a townhouse, is owned by an individual who bought it in September 2018.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10506 TORRELLE DR, CHARLOTTE, NC 28277-6591 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FORTRESS BK |
| Sep 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRVIDE HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on File |
| Deed Sale | Sep 21, 2018 · Amount on File |
| Prior Sale | Dec 28, 2006 · Amount on File |
| Deed Document Number | 0003299123 |
| Deed Book / Page | 32991 / 23 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12032 RED RUST LN, CHARLOTTE, NC 28277-3626 |
| Document Number | 0000014767 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12032 RED RUST LN CHARLOTTE NC 282773626, CHARLOTTE, NC 28277-3626 |
| Document Number | 0000014767 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 035591/000213 |
| Instrument | 14767 |
| Name | FORTRESS BK |
|---|---|
| Type | Bank |
| Address | PEORIA, IL 61615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 25, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 21, 2018 |
| Property Address | 12032 RED RUST LN, CHARLOTTE, NC 28277-3626 |
| Document Number | 0000119907 |
| Book / Page | 32991 / 023 |
| Map Reference | MB47 PG103 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018119907 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 147 EL CASO RD, 147, QUEMADO, NM 87829-9009 |
| Name | Verified Name |
|---|---|
| Address | 10506 TORRELLE DR, CHARLOTTE, NC 28277-6591 |
| Document Number | 0000119908 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2018119908 |
| Name | FAIRVIDE HOME MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2033 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 12032 Red Rust Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12032 Red Rust Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
May also be available: AT&T.
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