12032 Red Rust Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 12032 Red Rust Ln, Charlotte, NC 28277

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,176 sqft · built 2006
Lot Size0.117 acres (5,136 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Sep 2018)
Tax Bill$3,550 (2023)
Deeds & MortgagesJan 2021 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN229-151-32

Property Details

APN / Parcel Number

Primary APN229-151-32

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,176 sqft Heated Area
Gross Area2,319 sqft
1st Floor Area1,019 sqft
Upper Floors Area888 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area5,136 sqft (0.117 acres)
Garage Area380 sqft
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number229-151-32
Street Address12032 RED RUST LN
CityCHARLOTTE
StateNC
Zip28277-3626
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMX-1(INNOV)
Legal DescriptionL76 M47-103
Legal SubdivisionSEDONA CRK RANCH
Legal Lot Number76
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2027
Census Tract5845

Owner

12032 Red Rust Ln, a townhouse, is owned by an individual who bought it in September 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address10506 TORRELLE DR, CHARLOTTE, NC 28277-6591
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FORTRESS BK
Sep 21, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRVIDE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2018 · Amount on File
Deed SaleSep 21, 2018 · Amount on File
Prior SaleDec 28, 2006 · Amount on File
Deed Document Number0003299123
Deed Book / Page32991 / 23
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12032 RED RUST LN, CHARLOTTE, NC 28277-3626
Document Number0000014767
Instrument DateJan 25, 2021
Transaction TypeMortgage
Record UpdatedMar 5, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12032 RED RUST LN CHARLOTTE NC 282773626, CHARLOTTE, NC 28277-3626

Mortgage

Document Number0000014767
DateJan 26, 2021
Book Page035591/000213
Instrument14767
Lender
NameFORTRESS BK
TypeBank
AddressPEORIA, IL 61615
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 25, 2036

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 21, 2018
Property Address12032 RED RUST LN, CHARLOTTE, NC 28277-3626
Document Number0000119907
Book / Page32991 / 023
Map ReferenceMB47 PG103
Instrument DateSep 21, 2018
Instrument2018119907
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address147 EL CASO RD, 147, QUEMADO, NM 87829-9009

Transferred To (Grantee/Buyer)

NameVerified Name
Address10506 TORRELLE DR, CHARLOTTE, NC 28277-6591

Mortgage

Document Number0000119908
DateSep 21, 2018
Instrument2018119908
Lender
NameFAIRVIDE HOME MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2033

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 12032 Red Rust Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12032 Red Rust Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

May also be available: AT&T.

Nearby Properties on Red Rust Ln

Nearby Streets

Search Property Records by Address or Parcel Number