12030 Trade Zone Ct, Waldorf, MD 20601 Property Records

Charles County property record for 12030 Trade Zone Ct, Waldorf, MD 20601

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	10,900 sqft · built 2001
Lot Size	2.06 acres (90,169 sqft)
Owner	Company Name on Record
Last Sale	$2,100,000 (Mar 2022)
Tax Bill	$39,526 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-284876`

Property Details

APN / Parcel Number

Primary APN	`06-284876`
Alternative APNs	`6284876` `284876`

Interior

Units	2 Units
Stories	1 Story
Building Area	10,900 sqft Gross Area
1st Floor Area	10,900 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Metal
Lot Area	90,169 sqft
View / Lot	Commercial/Industrial
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	284876
Street Address	12030 TRADE ZONE CT
City	WALDORF
State	MD
Zip	20601-3502
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	AUC
Legal Description	LOT 6 - 2.0797 AC NE SI RT 925 N ACTION LN WELCH ACRES SUB
Legal Subdivision	WELCH ACRES SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1006
Census Tract	850802

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12030 TRADE ZONE CT, WALDORF, MD 20601-3502
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · SBA Mortgage CHESAPEAKE BUSINESS FINANCE CORP
Mar 11, 2022	Deed, Transfer · Commercial Mortgage VIRGINIA PARTNERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Book / Page	12448 / 232
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	12030 TRADE ZONE CT, WALDORF, MD 20601-3502
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12030 TRADE ZONE CT, WALDORF, MD 20601-3502

Mortgage

Document Number	0125900332
Date	Jun 13, 2022
Book Page	12590/332

Lender

Name	CHESAPEAKE BUSINESS FINANCE CORP
Type	Non-Lending Institution
Address	BETHESDA, MD 20816

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 12, 2047

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 11, 2022
Property Address	12030 TRADE ZONE CT, WALDORF, MD 20601-3502
Document Number	0124480232
Book / Page	12448 / 232
Map Reference	MB DGB 53 FO 80
Instrument Date	Mar 4, 2022
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12030 TRADE ZONE CT, WALDORF, MD 20601-3502

Mortgage

Document Number	0012448237
Date	Mar 11, 2022
Instrument	12448/237

Lender

Name	VIRGINIA PARTNERS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 4, 2032

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,480,000 (+5.19%)	$1,513,300 (+7.07%) Land $421,200 Building $1,092,100
2025	$39,526.00 (+108.73%)
2023	$18,936.00	$1,407,033	$1,413,400 Land $421,200 Building $992,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1999–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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