Okaloosa County property record for 1203 Willow Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 888 sqft · built 1984 |
| Lot Size | 0.033 acres (1,455 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Oct 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-3327-0 |
| Primary APN | C56-000-592-3327-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 888 sqft Living Area |
| Gross Area | 984 sqft |
| 1st Floor Area | 888 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Roof Type | Flat |
| Roof Material | Wood |
| Lot Area | 1,455 sqft (0.033 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1203 WILLOW LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEKSIDE PH 6 LOT 2 BLK B |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 05 |
| Legal Subdivision | CREEKSIDE PH 6 |
| Legal Phase | 6 |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20900 |
1203 Willow Ln is owned by a company that acquired it in June 2022.
Source: Okaloosa County records, as of October 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 135 WESTVIEW AVE, VALPARAISO, FL 32580-1388 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| Oct 14, 2021 | Warranty Deed, Transfer · Construction Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2022 |
| Deed Sale | Jun 22, 2022 |
| Prior Sale | Oct 14, 2021 · Amount on File |
| Deed Document Number | 20223559055 |
| Deed Book / Page | 3628 / 3729 |
| Prior Transfer Date | Aug 9, 2012 |
| Prior Transfer Doc | 0030501789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 22, 2022 |
| Property Address | 1203 WILLOW LN, NICEVILLE, FL 32578-2106 |
| Document Number | 0036283729 |
| Book / Page | 3628 / 3729 |
| Map Reference | MB 8 PG 41 |
| Instrument Date | May 27, 2022 |
| Instrument | 3559055 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 WESTVIEW AVE, 135, VALPARAISO, FL 32580-1388 |
| Name | Verified Name |
|---|---|
| Address | 135 WESTVIEW AVE, VALPARAISO, FL 32580-1388 |
| Document Number | 0036283731 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 3628/3731 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 14, 2021 |
| Property Address | 1203 WILLOW LN, NICEVILLE, FL 32578-2106 |
| Document Number | 0035803165 |
| Book / Page | 3580 / 3165 |
| Map Reference | MB 8 PG 41 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 3497017 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 GRAND OAKS DR, NICEVILLE, FL 32578-2446 |
| Name | Verified Name |
|---|---|
| Address | 135 WESTVIEW AVE, VALPARAISO, FL 32580-1388 |
| Investor | Possibly a Property Investor |
| Document Number | 0035803167 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 3580/3167 |
| Instrument | 3497018 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1203 Willow Ln was $1,801.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801.00 | $131,212 Land $35,000 Building $96,212 | $131,212 Land $35,000 Building $96,212 |
| 2023 | $1,729.00 (+14.43%) | $129,734 (+12.71%) Land $35,000 Building $94,734 | $129,734 (+12.71%) Land $35,000 Building $94,734 |
| 2022 | $1,511.00 | $115,103 Land $35,000 Building $80,103 | $115,103 Land $35,000 Building $80,103 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1203 Willow Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (1995–2004) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1203 Willow Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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