1203 W 3rd St, Florence, CO 81226 Property Records

Fremont County property record for 1203 W 3rd St, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,434 sqft · built 1895
Lot Size	0.193 acres (8,398 sqft)
Owner	Individual Name on File
Tax Bill	$991 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`R039063`

Property Details

APN / Parcel Number

Primary APN	`R039063`
Alternative APN	`99925049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
1st Floor Area	1,434 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1965
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.193 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft

Exterior Amenities

Porch	Slab
Porch Area	194 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R039063
Street Address	1203 W 3RD ST
City	FLORENCE
State	CO
Zip	81226-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 EARLENE MOREY ILLV REF FROM 730-00-340
Legal Subdivision	EARLENE MOREY ILLV
Legal Block	6
Legal Lot Number	1
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2019
Census Tract	978200

Owner

1203 W 3rd St is owned and occupied by an individual.

Source: Fremont County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1203 W 3RD ST, FLORENCE, CO 81226-9405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Apr 12, 2021	Special Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 5, 2018	Warranty Deed, Transfer EMPIRE TITLE/CANON CITY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	1203 W 3RD ST, FLORENCE, CO 81226-9405
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 W 3RD ST, FLORENCE, CO 81226-9405

Mortgage

Document Number	0001031528
Date	Oct 23, 2023
Instrument	1031528

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	May 1, 2051

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Apr 12, 2021
Property Address	1203 W 3RD ST, FLORENCE, CO 81226-9405
Document Number	0000999517
Instrument Date	Apr 9, 2021
Instrument	999517
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 W 3RD ST, FLORENCE, CO 81226-9405

Mortgage

Document Number	0000999518
Date	Apr 12, 2021
Instrument	999518

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Sep 5, 2018
Property Address	1203 W 3RD ST, FLORENCE, CO 81226-9405
Document Number	0000965505
Instrument Date	Sep 5, 2018
Instrument	965505
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	EMPIRE TITLE/CANON CITY

Transaction

Amount	Amount on Record
Tax	$14.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 W 3RD ST FLORENCE CO 812269405, FLORENCE, CO 81226-9405

Tax Assessment & Valuation

The 2025 property tax bill for 1203 W 3rd St was $991, up 33% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$991.00 (+33.02%)	$15,624 (-2.2%)	$249,984
2024	$745.00 (+1.92%)	$15,975 (+33.03%)
2023	$731.00 (+5.03%)	$12,009 (+6.02%)	$238,438 (+46.3%)
2022	$696.00	$11,327	$162,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1203 W 3rd St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	4 (1999–2018)
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 W 3rd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Visionary Broadband.

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