1203 W 10th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1203 W 10th St, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,107 sqft · built 1956
Lot Size0.143 acres (6,250 sqft)
Owner2 Individual Names on File
Last Sale$121,500 (May 2005)
Tax Bill$2,688 (2025)
Deeds & MortgagesMar 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN8914-11-479-014

Property Details

APN / Parcel Number

Primary APN8914-11-479-014

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,107 sqft Living Area
1st Floor Area820 sqft
AtticAttic
Attic Area287 sqft
Basement Area820 sqft
Finished Basement425 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1203 W 10TH ST
CityCEDAR FALLS
StateIA
Zip50613-2407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINCOLN PARK LOT 14 BLK 4
Legal Range14W
Legal Township89N
Legal Section11
Legal SubdivisionLINCOLN PARK
Legal Block4
Legal Lot Number14
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group5
Census Block5024
Census Tract2200

Owner

1203 W 10th St is owned by two individuals who bought it in May 2005.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address11460 EAGLE CREEK LN, ROGERS, MN 55374-4770
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2005 · Amount on File
Deed SaleMay 17, 2005 · Amount on File
Deed Document Number200526669
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1203 W 10TH ST, CEDAR FALLS, IA 50613-2407
Transaction TypeMortgage
Record UpdatedMar 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200017356
DateMar 1, 2022
Instrument202200017356
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term240 Months
DueFeb 28, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1203 W 10th St was $2,688, up 3.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,688.00 (+3.31%)$179,090 Land $33,950 Building $145,140$179,090 Land $33,950 Building $145,140
2024$2,602.00
2023$161,720 (+28.4%) Land $21,830 Building $139,890$161,720 Land $21,830 Building $139,890
2022$2,326.00$125,950 Land $21,830 Building $104,120
2021$125,950 Land $21,830 Building $104,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 W 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1203 W 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on W 10th St

Nearby Streets

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