Mercer County property record for 1203 Union St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,103 sqft · built 2005 |
| Lot Size | 0.417 acres (18,172 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,500 (Dec 2001) |
| Tax Bill | $4,396 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-191600.0000 |
| Primary APN | 05-191600.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,103 sqft Living Area |
| Basement Area | 2,103 sqft |
| Finished Basement | 2,103 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 18,172 sqft (0.417 acres) |
| Lot Dimensions | 154 ft deep x 118 ft wide |
| Garage Type | Attached |
| Garage Area | 783 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1203 UNION ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHFIELD ESTATES THIRD ADDITION LOT#: 1508 |
| Legal Subdivision | NORTHFIELD ESTATES |
| Legal Lot Number | 1508 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 967700 |
1203 Union St is owned and occupied by two individuals who bought it in December 2001.
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1203 UNION ST, COLDWATER, OH 45828-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2001 · Amount on File |
| Deed Sale | Dec 18, 2001 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1203 UNION ST, COLDWATER, OH 45828-1100 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202200002577 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 202200002577 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 29, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1203 Union St was $4,396.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,396.00 | $132,060 Land $23,170 Building $108,890 | |
| 2023 | $4,313.00 (+9.36%) | $132,060 (+22.98%) Land $23,170 Building $108,890 | $377,300 Land $66,200 Building $311,100 |
| 2022 | $3,944.00 | $107,380 Land $16,660 Building $90,720 | |
| 2020 | $306,800 Land $47,600 Building $259,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1203 Union St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1989) |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1203 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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