1203 Thomas Point Ct, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1203 Thomas Point Ct, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,771 sqft · built 1990
Lot Size	0.506 acres (22,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Mar 2018)
Tax Bill	$9,174 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-257-90059482`

Property Details

APN / Parcel Number

Primary APN	`02-257-90059482`
Alternative APNs	`225790059482` `25790059482`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,771 sqft Living Area
Gross Area	5,470 sqft
1st Floor Area	1,816 sqft
Basement Area	1,475 sqft
Finished Basement	1,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,039 sqft (0.506 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	324 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	25790059482
Street Address	1203 THOMAS POINT CT
City	ANNAPOLIS
State	MD
Zip	21403-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 108 PL 4 FISHING CREEK FARM
Legal Subdivision	FISHING CREEK FARM
Legal Block	1
Legal Lot Number	108
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1203 THOMAS POINT CT, ANNAPOLIS, MD 21403-5006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit ROSEDALE FSLA
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 9, 2018	Deed, Transfer · ARM ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Apr 27, 2007
Deed Book / Page	31910 / 248
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1203 THOMAS POINT CT, ANNAPOLIS, MD 21403-5006
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0393530285
Date	Dec 21, 2022
Book Page	39353/285

Lender

Name	ROSEDALE FSLA
Type	Bank
Address	NOTTINGHAM, MD 21236

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1203 THOMAS POINT CT, ANNAPOLIS, MD 21403-5006
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CASTLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0364020490
Date	Mar 23, 2021
Book Page	36402/490

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1203 THOMAS POINT CT, ANNAPOLIS, MD 21403-5006
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CASTLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347110015
Date	Jun 9, 2020
Book Page	34711/15

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 9, 2018
Property Address	1203 THOMAS POINT CT, ANNAPOLIS, MD 21403-5006
Document Number	0319100248
Book / Page	31910 / 248
Map Reference	MB109 FO48
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TOUCHSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 THOMAS POINT CT, ANNAPOLIS, MD 21403-5006

Mortgage

Document Number	0031910252
Date	Mar 9, 2018
Instrument	31910/252

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,165,000 (+30.18%) Land $503,500 Building $661,500	$1,165,000 (+30.18%) Land $503,500 Building $661,500
2025	$9,174.00 (+12.14%)
2023	$8,181.00 Homeowner's exemption	$894,900 Land $388,500 Building $506,400	$894,900 Land $388,500 Building $506,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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