Berrien County property record for 1203 State St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,463 sqft · built 1894 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Oct 2016) |
| Tax Bill | $9,321 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-3170-0123-00-7 |
| Primary APN | 76-3170-0123-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,463 sqft Living Area |
| 1st Floor Area | 2,350 sqft |
| Basement Area | 2,113 sqft |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1203 STATE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - E |
| Legal Description | LOTS 7 & 8 BLK 68 B C HOYT'S SECOND ADD TO CITY OF ST JOSEPH |
| Legal Subdivision | HOYTS SECOND ADD |
| Legal Block | 68 |
| Legal Lot Number | 7-8 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 801 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1203 STATE ST, B, SAINT JOSEPH, MI 49085-1688 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Dec 6, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2016 · Amount on Record |
| Deed Sale | Oct 25, 2016 · Amount on Record |
| Prior Sale | Nov 11, 1994 |
| Deed Book / Page | 3152 / 2271 |
| Last Transfer Date | Dec 1, 2021 |
| Transfer Doc | 03355/2834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1203 STATE ST, SAINT JOSEPH, MI 49085-1688 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003291/700 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 3291/700 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 6, 2021 |
| Property Address | 1203 STATE ST, SAINT JOSEPH, MI 49085-1688 |
| Document Number | 03355/2834 |
| Book / Page | 3355 / 2834 |
| Map Reference | VOL 1 PG 18 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 3355-2834 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1203 STATE ST APT B, B, SAINT JOSEPH, MI 49085-1688 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,900 (+56.36%) | $897,800 (+56.36%) | |
| 2025 | $9,321.00 (+2.56%) | $287,100 (+18.49%) | $574,200 (+18.49%) |
| 2024 | $9,088.00 (+9.44%) | ||
| 2023 | $242,300 | $484,600 | |
| 2022 | $8,304.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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