1203 Spring St, Reading, PA 19604 Property Records

Berks County property record for 1203 Spring St, Reading, PA 19604 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage1,194 sqft Living Area
Lot Size871 sqft (0.02 acres)
OccupancyOwner Occupied
Last Sale$84,900 (2020)
Tax Bill$1,157.00 (2026)

Owner

Source: Berks County records · APN 5317-46-15-7716

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1203 SPRING ST, READING, PA 19604-2220
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
AMERICAN FINANCING CORP
Jun 02, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
NEIGHBORHOOD HOUSING SERVICE
Sep 22, 2020Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE AMERICA INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Prior SaleMar 18, 2008 · Amount on Record
Deed Doc Number202033950
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address1203 SPRING ST, READING, PA 19604-2220
Transaction TypeMortgage
Record UpdatedFeb 20, 2026
Title CompanyPROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003396
DateFeb 03, 2026
Instrument2026003396
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
Address3045 S PARKER RD # B-100, AURORA, CO 80014
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address1203 SPRING ST, READING, PA 19604-2220
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015776
DateJun 02, 2023
Instrument2023015776
Lender
NameNEIGHBORHOOD HOUSING SERVICE
TypeGovernment Agency
AddressREADING, PA 19601
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateSep 22, 2020
Property Address1203 SPRING ST, READING, PA 19604-2220
Document Number0000033950
Instrument DateSep 04, 2020
Instrument2020033950
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyEDGE ABSTRACT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1203 SPRING ST, READING, PA 19604-2220

Mortgage

Document Number0000033951
DateSep 22, 2020
Instrument2020033951
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Mortgage

Document Number0000033952
DateSep 22, 2020
Instrument2020033952
Lender
NamePENNSYLVANIA HOUSING FINANCE AGENCY
TypeGovernment Agency
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,157.00 (+6.64%) Homeowner's exemption$41,000 (-) Land $12,500 Building $28,500$12,500 (-69.51%) Land $12,500
2024$1,085.00$41,000 Land $12,500 Building $28,500
1994$41,000 Land $12,500 Building $28,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN5317-46-15-7716
Alternative APNs
  • 13-5317-46-15-7716
  • 13642050
  • 642050

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,194 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area871 sqft (0.02 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number13642050
Street Address1203 SPRING ST
CityREADING
StatePA
Zip19604-2220
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block15
JurisdictionBERKS PA
Minor Civil DivisionREADING
Census Blockgroup2
Census Block2002
Census Tract700

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Nearby Streets

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