1203 Shore Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1203 Shore Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,842 sqft · built 2012
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on File
Last Sale$936,000 (Sep 2026)
Tax Bill$8,343 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Feb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-904-05508000

Property Details

APN / Parcel Number

Primary APN01-904-05508000
Alternative APNs
  • 1-904-05508000
  • 90405508000

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,842 sqft Living Area
Gross Area2,658 sqft
1st Floor Area596 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area8,000 sqft (0.184 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area60 sqft
Deck Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number90405508000
Street Address1203 SHORE DR
CityEDGEWATER
StateMD
Zip21037-2424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS5861 5873TO5875 WOODLAND BEACH
Legal SubdivisionWOODLAND BEACH
Legal Block2
Legal Lot Number5861
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2013
Census Tract701103

Owner

1203 Shore Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Anne Arundel County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1203 SHORE DR, EDGEWATER, MD 21037-2424
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Deed, Transfer · Conventional Mortgage
EDUCATIONAL FEDERAL CREDIT UNION
Feb 9, 2024Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2026 · Amount on File
Deed SaleSep 18, 2026 · Amount on File
Prior SaleFeb 9, 2024 · Amount on File
Deed Book / Page42716 / 474
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 18, 2026
Property Address1203 SHORE DR, EDGEWATER, MD 21037-2424
Document Number4271000474
Book / Page42716 / 474
Instrument DateSep 16, 2026
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyEAGLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$945,360.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1203 SHORE DR, EDGEWATER, MD 21037-2424

Mortgage

Document Number4271000483,
DateSep 18, 2026
Book Page42716/483
Lender
NameEDUCATIONAL FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateFeb 9, 2024
Property Address1203 SHORE DR, EDGEWATER, MD 21037-2424
Document Number0402300418
Book / Page40230 / 418
Map ReferenceMB 8 FO 15
Instrument DateJan 12, 2024
Transaction TypeTransfer
Record UpdatedMay 1, 2024
Title CompanyMID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1203 SHORE DR, EDGEWATER, MD 21037-2424

Mortgage

Document Number0040230422
DateFeb 9, 2024
Instrument40230/422
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 1203 Shore Dr was $8,343, up 8.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,343.00 (+8.35%)$690,400 (+9.66%) Land $299,000 Building $391,400$690,400 (-) Land $299,000 Building $391,400
2025$7,700.00$629,567$690,400 Land $299,000 Building $391,400
2023$5,546.00 Homeowner's exemption$507,900 Land $212,000 Building $295,900$507,900 Land $212,000 Building $295,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Nearby Flood Policies41 in force
Nearby Flood Claims5 (2003–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Shore Dr

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