1203 Ruby St, Redwood City, CA 94061 Property Records

San Mateo County property record for 1203 Ruby St, Redwood City, CA 94061

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,060 sqft · built 1952
Lot Size	0.094 acres (4,103 sqft)
Owner	2 Company Names on Record
Last Sale	$1,551,000 (May 2021)
Tax Bill	$18,333 (2025)
Deeds & Mortgages	May 2021 Sale Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`059-014-010`

Property Details

APN / Parcel Number

Primary APN	`059-014-010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,010 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	4,103 sqft (0.094 acres)
Lot Dimensions	66 ft deep x 62 ft wide
View / Lot	Corner
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1203 RUBY ST
City	REDWOOD CITY
State	CA
Zip	94061-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	NWLY 66.25 FT OF LOTS 1 & 2 BLOCK 9 WEST REDWOOD RSM 6/43 CITY OF REDWOOD CITY
Legal Subdivision	CITY OF REDWOOD CITY
Legal Block	9
Legal Lot Number	1,2
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2016
Census Tract	611000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	816 CALIFORNIA WAY, EMERALD HILLS, CA 94062-4008
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Mar 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage MATT COFFARO
Jul 8, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jun 5, 2019	Correction Deed ATTORNEY ONLY
Oct 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Dec 9, 2015 · Amount on Record
Deed Document Number	202184124
Prior Transfer Date	Mar 21, 1997
Prior Transfer Doc	0000031794
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 28, 2021
Property Address	1203 RUBY ST, REDWOOD CITY, CA 94061-2041
Document Number	0000084124
Map Reference	MB 6 PG 43
Instrument Date	May 27, 2021
Instrument	2021-084124
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,706.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	816 CALIFORNIA WAY, EMERALD HILLS, CA 94062-4008

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1203 RUBY ST, REDWOOD CITY, CA 94061-2041
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 RUBY ST, REDWOOD CITY, CA 94061-2041

Mortgage

Document Number	0000040703
Date	Mar 12, 2021
Instrument	2021-040703

Lender

Name	MATT COFFARO
Type	Private Party
Address	1206 RUBY ST, REDWOOD CITY, CA 94061

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1203 RUBY ST, REDWOOD CITY, CA 94061-2041
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052672
Date	Jul 8, 2019
Instrument	2019-052672

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1203 RUBY ST, REDWOOD CITY, CA 94061-2041
Document Number	0000045277
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1203 RUBY ST REDWOOD CITY CA 940612041, REDWOOD CITY, CA 94061-2041

Mortgage

Document Number	0000045277
Date	May 19, 2020
Instrument	45277

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

June 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 5, 2019
Property Address	1203 RUBY ST, REDWOOD CITY, CA 94061-2041
Document Number	0000042708
Instrument Date	Jun 3, 2019
Instrument	42708
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1203 RUBY ST REDWOOD CITY CA 940612041, REDWOOD CITY, CA 94061-2041

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1203 RUBY ST, REDWOOD CITY, CA 94061-2041
Document Number	0000081977
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1203 RUBY ST REDWOOD CITY CA 940612041, REDWOOD CITY, CA 94061-2041

Mortgage

Document Number	0000081977
Date	Oct 23, 2018
Instrument	81977

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Redwood City
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,550,000 (-) Land $1,109,000 Building $441,000
2025	$18,333.00 (+4.19%)	$1,550,000 (+4.73%) Land $1,109,000 Building $441,000
2023	$17,595.00 (-3.48%)	$1,480,000 Land $1,059,000 Building $421,000	$1,433,880
2022	$18,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 908 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Etheric Networks Fixed Wireless	250 / 100

May also be available: Sonic Telecom, T-Mobile, Verizon.

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