1203 Root Rd, Lorain, OH 44052 Property Records

Lorain County property record for 1203 Root Rd, Lorain, OH 44052 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1956
Square Footage1,546 sqft Living Area
Lot Size29,621 sqft (0.68 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2023)
Tax Bill$2,069.00 (2025)

Owner

Source: Lorain County records · APN 03-00-058-101-001

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1203 ROOT RD, LORAIN, OH 44052-2801
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 09, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 31, 2018Deed of Trust, Mortgage
HUNTINGTON NAT'L BK
Aug 31, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2023 · Amount on Record
Deed SaleNov 09, 2023 · Amount on Record
Prior SaleAug 31, 2018 · Amount on Record
Deed Doc Number2023006095
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1203 ROOT RD, LORAIN, OH 44052-2801
Transaction TypeMortgage
Record UpdatedJan 21, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1203 ROOT RD, LORAIN, OH 44052-2801

Mortgage

Document Number0000081802
DateJan 12, 2026
Instrument2026-0081802
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateNov 09, 2023
Property Address1203 ROOT RD, LORAIN, OH 44052-2801
Document Number0000935418
Instrument DateNov 06, 2023
Instrument2023-0935418
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1203 ROOT RD, LORAIN, OH 44052-2801

Mortgage

Document Number0000935419
DateNov 09, 2023
Instrument2023-0935419
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1203 ROOT RD, LORAIN, OH 44052-2801
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210813328
DateApr 20, 2021
Instrument2021-0813328
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1203 ROOT RD, LORAIN, OH 44052-2801
Document Number0000691832
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1203 ROOT RD LORAIN OH 440522801, LORAIN, OH 44052-2801

Mortgage

Document Number0000691832
DateOct 19, 2018
Instrument691832
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
AmountAmount Recorded
Term360 Months
DueOct 18, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 31, 2018
Property Address1203 ROOT RD, LORAIN, OH 44052-2801
Document Number0000686126
Instrument DateAug 29, 2018
Instrument686126
Transaction TypeTransfer
Record UpdatedSep 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$500.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1203 ROOT RD LORAIN OH 440522801, LORAIN, OH 44052-2801

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,069.00$51,530 (-0.01%) Land $7,890 Building $43,640$147,240 (-) Land $22,550 Building $124,690
2024$2,069.00 (-1.19%)$51,535 (+26.74%) Land $7,893 Building $43,642$147,240 (+26.73%) Land $22,550 Building $124,690
2023$2,094.00 (+0.87%)$40,663 (+0.01%) Land $8,813 Building $31,850$116,180 (-) Land $25,180 Building $91,000
2022$2,076.00$40,660 Land $8,810 Building $31,850
2021$116,180 Land $25,180 Building $91,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 25% of Ohio
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN03-00-058-101-001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,546 sqft Living Area
1st Floor1,060 sqft 1st Floor
2nd Floor474 sqft 2nd Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area29,621 sqft (0.68 acres)
Depth X Width300 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area506 sqft Garage

Exterior Amenities

Patio Area198 sqft Patio
PorchOpen Porch
Porch Area162 sqft Porch
Canopy Area198 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1203 ROOT RD
CityLORAIN
StateOH
Zip44052-2801
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLC 3/15/12 2012-0405618
Legal Block101
Legal Lot Number58
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup1
Census Block1006
Census Tract23000

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