1203 River Rd, Apt 4B, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1203 River Rd, Apt 4B, Edgewater, NJ 07020

Property Summary

Property Type	Condominium
Details	1,192 sqft · built 1971
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Dec 2014)
Tax Bill	$7,761 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00025-0000-00008-0000-C004B`

Property Details

APN / Parcel Number

Primary APN	`13-00025-0000-00008-0000-C004B`
Alternative APN	`1300025000000008C004B`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	1203 RIVER RD, 4B
City	EDGEWATER
State	NJ
Zip	07020-1441
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	.005292 5.4
Legal Subdivision	HUDSON HARBOUR
Legal Block	25
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	4
Census Block	4001
Census Tract	13002

Owner

1203 River Rd, Apt 4B is owned and occupied by an individual who bought it in December 2014.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1203 RIVER RD, 4B, EDGEWATER, NJ 07020-1441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2014 · Amount on File
Deed Sale	Dec 4, 2014 · Amount on File
Prior Sale	Aug 24, 2010 · Amount on File
Deed Document Number	201480678
Deed Book / Page	1806 / 1636
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1203 RIVER RD APT 4B, 4B, EDGEWATER, NJ 07020-1441
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041021167
Date	Apr 26, 2021
Book Page	4102/1167
Instrument	2021063977

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1203 River Rd, Apt 4B was $7,761, up 6.1% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,600 (+5.47%) Land $215,000 Building $282,600	$497,600 (+5.47%) Land $215,000 Building $282,600
2025	$7,761.00 (+6.1%)	$471,800 Land $200,000 Building $271,800	$471,800 Land $200,000 Building $271,800
2024	$7,315.00
2023		$438,900 Land $180,000 Building $258,900	$438,900 Land $180,000 Building $258,900
2022	$6,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 River Rd, Apt 4B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	589 units insured incl. 550 condo units
Nearby Flood Claims	35 (1985–2024)
Claims Outside the SFHA	6 of 35
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 17 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1203 River Rd, Apt 4B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20