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1203 River Rd, Apt 17F, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1203 River Rd, Apt 17F, Edgewater, NJ 07020

Property Summary

Property TypeCondominium
Details600 sqft · built 1971
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Sep 2020)
Tax Bill$4,040 (2025)
Deeds & MortgagesJul 2020 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN13-00025-0000-00008-0000-C017F

Property Details

APN / Parcel Number

Primary APN13-00025-0000-00008-0000-C017F
Alternative APN
  • 1300025000000008C017F

Interior

Units2 Units
Stories1 Story
Building Area600 sqft Living Area
1st Floor Area600 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleCondo/Apartment
Lot Area17,424 sqft (0.4 acres)

Location & Zoning

Street Address1203 RIVER RD, 17F
CityEDGEWATER
StateNJ
Zip07020-1445
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description.002664 5.4
Legal SubdivisionTHE HUDSON HARBOUR CONDOMINIUM
Legal Block25
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group4
Census Block4001
Census Tract13002

Owner

1203 River Rd, Apt 17F is owned and occupied by two individuals who bought it in September 2020.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address1203 RIVER RD, 17F, EDGEWATER, NJ 07020-1445
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage · Conventional with PMI
CROSSCOUNTRY MTG
Sep 22, 2020Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2020 · Amount on File
Deed SaleSep 22, 2020 · Amount on File
Deed Document Number202090160
Deed Book / Page3722 / 152
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address1203 RIVER RD APT 17F, 17F, EDGEWATER, NJ 07020-1445
Document Number0037220159
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanyABLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1203 RIVER RD #17F EDGEWATER NJ 070201445, 17F, EDGEWATER, NJ 07020-1445

Mortgage

Document Number0037220159
DateSep 22, 2020
Book Page003722/000159
Instrument90161
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 21, 2050

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 22, 2020
Property Address1203 RIVER RD APT 17F, 17F, EDGEWATER, NJ 07020-1445
Document Number0037220152
Book / Page3722 / 152
Instrument DateJul 12, 2020
Instrument2020090160
Transaction TypeTransfer
Record UpdatedOct 20, 2022
Title CompanyABLE TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address80 JOCKEY HOLLOW RD, 80, BERNARDSVILLE, NJ 07924-1312

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1203 RIVER RD APT 17F, 17F, EDGEWATER, NJ 07020-1445

Mortgage

Document Number2020090161
DateSep 22, 2020
Instrument2020090161
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1203 River Rd, Apt 17F was $4,040, up 6.1% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,200 (+6.35%) Land $172,000 Building $89,200$261,200 (+6.35%) Land $172,000 Building $89,200
2025$4,040.00 (+6.15%)$245,600 Land $160,000 Building $85,600$245,600 Land $160,000 Building $85,600
2024$3,806.00
2023$225,400 Land $144,000 Building $81,400$225,400 Land $144,000 Building $81,400
2022$3,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 River Rd, Apt 17F in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 individual policies
Nearby Flood Policies589 units insured
incl. 550 condo units
Nearby Flood Claims35 (1985–2024)
Claims Outside the SFHA6 of 35
Most Recent ClaimApr 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims
  • Hurricane Sandy, Oct 2012 · 17 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1203 River Rd, Apt 17F has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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