1203 Ray Cir, Hickory, NC 28601 Property Records

Catawba County property record for 1203 Ray Cir, Hickory, NC 28601

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,960 sqft · built 2017
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Aug 2017)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3735-20-70-9651`

Property Details

APN / Parcel Number

Primary APN	`3735-20-70-9651`
Alternative APN	`0040640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	3,920 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	264 ft deep x 189 ft wide
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1203 RAY CIR
City	HICKORY
State	NC
Zip	28601-7001
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-20
Legal Description	LOT 49-57 PL 13-69
Legal Subdivision	DEAL ACRES
Legal Lot Number	49-57
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1021
Census Tract	10201

Owner

Source: Catawba County records · APN 3735-20-70-9651

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1203 RAY CIR, HICKORY, NC 28601-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
Aug 14, 2017	Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU
Mar 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	201713864
Deed Book / Page	3412 / 1810
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1203 RAY CIR, HICKORY, NC 28601-7001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036151140
Date	Nov 23, 2020
Book Page	3615/1140
Instrument	24349

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 14, 2017
Property Address	1203 RAY CIR, HICKORY, NC 28601-7001
Document Number	0034121810
Book / Page	03412 / 1810
Map Reference	MB13 PG69
Instrument Date	Aug 11, 2017
Instrument	13864
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 RAY CIR, HICKORY, NC 28601-7001

Mortgage

Document Number	13865
Date	Aug 14, 2017
Instrument	13865

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Mar 20, 2017
Property Address	1203 RAY CIR, HICKORY, NC 28601-7001
Document Number	0033901112
Book / Page	003390 / 001112
Instrument Date	Mar 01, 2017
Instrument	4778
Transaction Type	Transfer
Record Updated	May 09, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$32.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,300 (-) Land $18,000 Building $262,300
2025	$1,117.00 (-23.7%)	$280,300 (+69.57%) Land $18,000 Building $262,300
2024	$1,464.00 (+3.98%)
2023	$1,408.00	$165,300 Land $18,000 Building $147,300	$280,300 Land $18,000 Building $262,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2010 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 83 locations within half a mile of this property.

Nearby Properties on Ray Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures