Polk County property record for 1203 Pinebend Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,509 sqft · built 2022 |
| Lot Size | 5.58 acres (243,256 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $789,000 (Aug 2022) |
| Tax Bill | $6,445 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-05-000000-032020 |
| Primary APN | 24-27-05-000000-032020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,509 sqft Living Area |
| Gross Area | 3,085 sqft |
| 1st Floor Area | 2,509 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 243,256 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Finished/Open Porch |
| Street Address | 1203 PINEBEND DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | BEG SE COR NW RUN WLY 1225.4 FT NLY 330 FT TO POB RUN ELY 369.9 FT NLY 759.53 FT WLY 352.6 FT SLY 762.72 FT TO POB LESS N 30 FT FOR RD R/W AND LESS R/W FOR TOM COSTINE RD BEING LOT 28 OF UNRE PINEGLEN PHASE 2 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | BEVERLY HILLS ESTATES |
| Legal Phase | 2 |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1203 PINEBEND DR, LAKELAND, FL 33809-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSHIP BANK |
| Aug 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage GTE FCU |
| Feb 2, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage MARJORIE L PORTER REVOCABLE LIVING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on Record |
| Deed Sale | Aug 10, 2022 · Amount on Record |
| Prior Sale | Feb 2, 2021 · Amount on Record |
| Deed Document Number | 2022217607 |
| Deed Book / Page | 12374 / 1150 |
| Prior Transfer Date | Jul 21, 2015 |
| Prior Transfer Doc | 0000018268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1203 PINEBEND DR, LAKELAND, FL 33809-1611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000031669 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 12103/147 |
| Instrument | 2022031669 |
| Name | FLAGSHIP BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | 29750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 10, 2022 |
| Property Address | 1203 PINEBEND DR, LAKELAND, FL 33809-1611 |
| Document Number | 0000217607 |
| Book / Page | 12374 / 1150 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2022217607 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | BAY TO BAY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,523.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1041 TRACE PL, LAKELAND, FL 33813-4643 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1203 PINEBEND DR, LAKELAND, FL 33809-1611 |
| Document Number | 0123741152 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 12374/1152 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 2, 2021 |
| Property Address | 1203 PINEBEND DR, LAKELAND, FL 33809-1611 |
| Document Number | 0000027395 |
| Book / Page | 11564 / 366 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021027395 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1316 W LAKE PARKER DR, LAKELAND, FL 33805-4529 |
| Name | Verified Name |
|---|
| Document Number | 0011564369 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 11564/369 |
| Name | MARJORIE L PORTER REVOCABLE LIVING |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,288 (+2.7%) | $567,675 (+5.37%) Land $123,282 Building $444,393 | |
| 2025 | $6,445.00 (-19.98%) Homeowner's exemption | $538,742 (-12.59%) Land $123,282 Building $415,460 | $538,742 (-12.59%) Land $123,282 Building $415,460 |
| 2023 | $8,054.00 (+468.38%) Homeowner's exemption | $616,320 (+566.74%) Land $118,836 Building $497,484 | $616,320 (+566.74%) Land $118,836 Building $497,484 |
| 2022 | $1,417.00 | $92,438 Land $92,438 | $92,438 Land $92,438 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2017–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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