1203 Old Mountain Rd N, Joppa, MD 21085 Property Records

Harford County property record for 1203 Old Mountain Rd N, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,015 sqft · built 1920
Lot Size	0.946 acres (41,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,900 (Dec 2019)
Tax Bill	$5,333 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-040712`

Property Details

APN / Parcel Number

Primary APN	`03-040712`
Alternative APNs	`3040712` `040712`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,015 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	41,207 sqft (0.946 acres)
Lot Dimensions	275 ft deep x 150 ft wide
Porch	Slab
Porch Area	536 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	040712
Street Address	1203 OLD MOUNTAIN RD N
City	JOPPA
State	MD
Zip	21085-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 41207 SF 1203 OLD MOUNTAIN ROAD N AT STOCKTON
Legal Subdivision	STOCKTON
Legal Lot Number	1203
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2012
Census Tract	303400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1203 OLD MOUNTAIN RD N, JOPPA, MD 21085-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Aug 11, 2015 · Amount on Record
Deed Book / Page	13613 / 120
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 30, 2019
Property Address	1203 OLD MOUNTAIN RD N, JOPPA, MD 21085-1709
Document Number	0136130120
Book / Page	013613 / 000120
Instrument Date	Nov 27, 2019
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$424.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1203 OLD MOUNTAIN RD N JOPPA MD 210851709, JOPPA, MD 21085-1709

Mortgage

Document Number	136130126
Date	Dec 30, 2019
Book Page	013613/000126

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,333.00 (+13.69%) Homeowner's exemption	$483,833 (+17.29%)	$511,300 (+8.76%) Land $104,100 Building $407,200
2025	$4,691.00 (+10.61%) Homeowner's exemption
2023		$412,500	$470,100 Land $104,100 Building $366,000
2022	$4,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880