1203 N State St, Bloomington, IL 61701 Property Records

McLean County property record for 1203 N State St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1953
Lot Size	0.131 acres (5,683 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (May 2021)
Tax Bill	$3,125 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-34-331-013`

Property Details

APN / Parcel Number

Primary APN	`14-34-331-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,683 sqft (0.131 acres)
Lot Dimensions	113 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1203 N STATE ST
City	BLOOMINGTON
State	IL
Zip	61701-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	WILLIAM L. HARMONS SUB LOT 12 BLK 2
Legal Range	02E
Legal Township	24N
Legal Section	34
Legal Subdivision	WILLIAM L. HARMONS SUB
Legal Block	2
Legal Lot Number	12
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2012
Census Tract	1200

Owner

1203 N State St is owned and occupied by two individuals who bought it in May 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1203 N STATE ST, BLOOMINGTON, IL 61701-1960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 23, 2020	Warranty Deed, Transfer NOT AVAILABLE, FTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Prior Sale	Nov 23, 2020 · Amount on File
Deed Document Number	202110888
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 10, 2021
Property Address	1203 N STATE ST, BLOOMINGTON, IL 61701-1960
Document Number	202100010888
Instrument Date	Apr 23, 2021
Instrument	2021-00010888
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1203 N STATE ST, BLOOMINGTON, IL 61701-1960

Mortgage

Document Number	202100010889
Date	May 10, 2021
Instrument	2021-00010889

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 23, 2020
Property Address	1203 N STATE ST, BLOOMINGTON, IL 61701-1960
Document Number	202000025396
Instrument Date	Nov 5, 2020
Instrument	2020-00025396
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Tax	$101.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 S MERCER AVE, BLOOMINGTON, IL 61701-5779

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,073 Land $9,602 Building $39,471	$147,219 Land $28,806 Building $118,413
2024	$3,125.00 (+15.48%)
2023	$2,706.00	$38,378 Land $7,509 Building $30,869	$115,134 Land $22,527 Building $92,607

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1203 N State St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1203 N State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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