1203 Montheath Cir, Ocoee, FL 34761 Property Records

Orange County property record for 1203 Montheath Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2000
Lot Size	0.192 acres (8,349 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Oct 2024)
Tax Bill	$6,058 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-7352-00-250`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-7352-00-250`
Alternative APNs	`282209735200250` `230945` `235785` `240357`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,760 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,349 sqft (0.192 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1203 MONTHEATH CIR
City	OCOEE
State	FL
Zip	34761-9151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	RESERVE UNIT 1 38/133 LOT 25
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	RESERVE UT 1
Legal Tract	7352
Legal Lot Number	25
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1001
Census Tract	15005

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1203 MONTHEATH CIR, OCOEE, FL 34761-9151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Nov 20, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST SVGS BK
Oct 30, 2018	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
Feb 22, 2018	Deed of Trust, Mortgage · Conventional with PMI PARTNERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	2024597353
Prior Transfer Date	Jan 30, 2004
Prior Transfer Doc	0000121889
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1203 MONTHEATH CIR, OCOEE, FL 34761-9151
Document Number	0000488841
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1203 MONTHEATH CIR OCOEE FL 347619151, OCOEE, FL 34761-9151

Mortgage

Document Number	0000488841
Date	Sep 18, 2020
Instrument	488841

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1203 MONTHEATH CIR, OCOEE, FL 34761-9151
Document Number	0000081880
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1203 MONTHEATH CIR OCOEE FL 347619151, OCOEE, FL 34761-9151

Mortgage

Document Number	0000081880
Date	Feb 11, 2020
Instrument	81880

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 30, 2018
Property Address	1203 MONTHEATH CIR, OCOEE, FL 34761-9151
Document Number	0000636703
Instrument Date	Oct 19, 2018
Instrument	636703
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1203 MONTHEATH CIR OCOEE FL 347619151, OCOEE, FL 34761-9151

Mortgage

Document Number	636704
Date	Oct 30, 2018
Instrument	636704

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1203 MONTHEATH CIR, OCOEE, FL 34761-9151
Document Number	0000122413
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	ALOMA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1203 MONTHEATH CIR OCOEE FL 347619151, OCOEE, FL 34761-9151

Mortgage

Document Number	0000122413
Date	Mar 1, 2018
Instrument	122413

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,420 (-1.33%) Land $77,000 Building $284,420	$361,420 (-1.33%) Land $77,000 Building $284,420
2025	$6,058.00 (+57.51%) Homeowner's exemption	$366,310 (+52.73%) Land $77,000 Building $289,310	$366,310 (+19.11%) Land $77,000 Building $289,310
2024	$3,846.00 (+3.53%)
2023	$3,715.00 (+3.37%) Homeowner's exemption	$239,839 (+3%)	$307,544 (+12.94%) Land $70,000 Building $237,544
2022	$3,594.00 Homeowner's exemption	$232,853	$272,311 Land $70,000 Building $202,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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