1203 McCullough St, Lima, OH 45801 Property Records

Allen County property record for 1203 McCullough St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1952
Lot Size	0.341 acres (14,854 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2021)
Tax Bill	$918 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3005-10-007.000`

Property Details

APN / Parcel Number

Primary APN	`37-3005-10-007.000`
Alternative APN	`M3837300510007000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,532 sqft
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	14,854 sqft (0.341 acres)
Lot Dimensions	80 ft deep x 185 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Deck Area	160 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1203 MCCULLOUGH ST
City	LIMA
State	OH
Zip	45801-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE BUCKEYE ADDITION LOTS 10977 & 10978 & 7.5 FT VAC ALLEY FF 80.00
Legal Subdivision	THE BUCKEYE ADDITION
Legal Lot Number	10977
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1002
Census Tract	14100

Owner

1203 McCullough St is owned and occupied by an individual who bought it in November 2021.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1203 MCCULLOUGH ST, LIMA, OH 45801-3743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 16, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Mar 13, 1995 · Amount on File
Deed Document Number	202116105
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Apr 28, 2026
Property Address	1203 MCCULLOUGH ST, LIMA, OH 45801-3743
Document Number	0000004230
Instrument Date	Apr 22, 2026
Instrument	20264230
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 MCCULLOUGH ST, LIMA, OH 45801-3743

Mortgage

Document Number	0000004230,
Date	Apr 28, 2026
Instrument	20264230

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Dec 1, 2051

Interest

Rate	6.38%
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 16, 2021
Property Address	1203 MCCULLOUGH ST, LIMA, OH 45801-3743
Document Number	11160016105
Book / Page	2021 / 16105
Map Reference	MB 3 PG 304
Instrument Date	Nov 15, 2021
Instrument	202111160016105
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 MCCULLOUGH ST, LIMA, OH 45801-3743

Mortgage

Document Number	11160016106
Date	Nov 16, 2021
Instrument	202111160016106

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1203 McCullough St was $918, up 0.2% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$918.00 (+0.22%)	$24,750 (-) Land $4,480 Building $20,270	$70,700 (-) Land $12,800 Building $57,900
2024	$916.00 (-8.03%) Homeowner's exemption	$24,750 (+5.05%) Land $4,480 Building $20,270	$70,700 Land $12,800 Building $57,900
2023	$996.00 (+0.4%) Homeowner's exemption	$23,560 (-) Land $4,270 Building $19,290
2022	$992.00 Homeowner's exemption	$23,560 Land $4,270 Building $19,290
2021			$67,300 Land $12,200 Building $55,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1203 McCullough St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1203 McCullough St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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