1203 Hemlock Cir, Buffalo, MN 55313 Property Records

Wright County property record for 1203 Hemlock Cir, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,116 sqft · built 2000
Lot Size	0.305 acres (13,295 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Feb 2025)
Tax Bill	$3,650 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-157-003060`

Property Details

APN / Parcel Number

Primary APN	`103-157-003060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	822 sqft
Finished Basement	822 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,295 sqft (0.305 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1203 HEMLOCK CIR
City	BUFFALO
State	MN
Zip	55313-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-120 RANGE-025 MILLS WOODS LOT-006 BLOCK-003
Legal Range	025
Legal Township	120
Legal Section	19
Legal Subdivision	MILLS WOODS
Legal Block	3
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1012
Census Tract	100701

Owner

1203 Hemlock Cir is owned by two individuals who bought it in February 2025.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11635 KILLDEER AVE, GLENCOE, MN 55336-4919
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 1, 2018	Quit Claim Deed, Transfer PENNINGTON TITLE, KENSINGTON TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on File
Deed Sale	Feb 26, 2025 · Amount on File
Prior Sale	Oct 27, 2021 · Amount on File
Deed Document Number	20251570747
Prior Transfer Date	Jun 1, 2018
Prior Transfer Doc	0001371397
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 27, 2021
Property Address	1203 HEMLOCK CIR, BUFFALO, MN 55313-1046
Document Number	0001488494
Instrument Date	Oct 22, 2021
Instrument	1488494
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	EDGEWATER TITLE GROUP LLC, EDGEWATER TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1203 HEMLOCK CIR, BUFFALO, MN 55313-1046

Mortgage

Document Number	0001488495
Date	Oct 27, 2021
Instrument	1488495

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1203 HEMLOCK CIR, BUFFALO, MN 55313-1046
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	KENSINGTON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001373354
Date	Jun 26, 2018
Instrument	1373354

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 1, 2018
Property Address	1203 HEMLOCK CIR, BUFFALO, MN 55313-1046
Document Number	0001371397
Instrument Date	Jun 1, 2018
Instrument	1371397
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	PENNINGTON TITLE, KENSINGTON TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 HEMLOCK CIR BUFFALO MN 553131046, BUFFALO, MN 55313-1046

Tax Assessment & Valuation

The 2026 property tax bill for 1203 Hemlock Cir was $3,650.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,650.00	$314,400 (+1.88%) Land $75,000 Building $239,400	$314,400 (+1.88%) Land $75,000 Building $239,400
2025		$308,600 Land $75,000 Building $233,600	$308,600 Land $75,000 Building $233,600
2023	$3,442.00 (+4.3%)	$302,600 Land $70,000 Building $232,600	$302,600 Land $70,000 Building $232,600
2022	$3,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 Hemlock Cir in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Hemlock Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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