1203 E Saint Cloud St, Rapid City, SD 57701 Property Records

Pennington County property record for 1203 E Saint Cloud St, Rapid City, SD 57701 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,080 sqft · built 1954
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$2,412 (2025)
Flood Zone	Zone AE (high risk)
APN	`38-06-428-001`

Property Details

APN / Parcel Number

Primary APN	`38-06-428-001`
Alternative APN	`20977`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,080 sqft Living Area
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Unfinished Basement	198 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Account Number	20977
Street Address	1203 E SAINT CLOUD ST
City	RAPID CITY
State	SD
Zip	57701-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRADSKY, BLOCK 14, W53' OF LOT 5
Legal Subdivision	BRADSKY
Legal Block	14
Legal Lot Number	5
Jurisdiction	PENNINGTON SD
Township / Civil Division	RAPID CITY
Census Block Group	1
Census Block	1021
Census Tract	10500

Owner

Source: Pennington County records · APN 38-06-428-001

Assessment roll updated August 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1203 E SAINT CLOUD ST, RAPID CITY, SD 57701-3917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Pennington County records · Assessment roll updated August 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Pennington County
Municipality	Rapid City
Unified School District	Rapid City School District 51-4 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,412.00 (-15.46%)	$219,300 (+9%) Land $48,700 Building $170,600
2023	$2,853.00 (-5.65%)	$201,200 Land $46,300 Building $154,900
2022	$3,024.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pennington County (46103C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461030105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 60
Clarity Telecom	Cable	1,000 / 30
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Clarity Telecom, T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.