1203 E Prospect Ave, Raeford, NC 28376 Property Records

Hoke County property record for 1203 E Prospect Ave, Raeford, NC 28376

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,299 sqft · built 1970
Lot Size	1.28 acres (55,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Oct 2020)
Tax Bill	$1,850 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`694340801060`

Property Details

APN / Parcel Number

Primary APN	`694340801060`
Alternative APN	`245219`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,299 sqft Living Area
1st Floor Area	1,410 sqft
Upper Floors Area	1,410 sqft
Utility Area	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	55,860 sqft (1.28 acres)
Lot Dimensions	285 ft deep x 196 ft wide
Terrain	Combination
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	537 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	245219
Street Address	1203 E PROSPECT AVE
City	RAEFORD
State	NC
Zip	28376-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAEFORD P & M ANNEXATION # 2001-06 ADD CARPORT FOR 2024.
Legal Township	06
Legal Section	94
Legal Subdivision	RAEFORD POWER & MANUFACTURING
Jurisdiction	HOKE NC
Township / Civil Division	RAEFORD
Census Block Group	5
Census Block	5000
Census Tract	970300

Owner

Source: Hoke County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1203 E PROSPECT AVE, RAEFORD, NC 28376-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Aug 6, 2012 · Amount on Record
Deed Document Number	20208200
Deed Book / Page	1337 / 913
Last Transfer Date	May 11, 2021
Transfer Doc	1378/212
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	1203 E PROSPECT AVE, RAEFORD, NC 28376-3026
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001458/138
Date	Sep 8, 2022
Book Page	1458/138
Instrument	7671

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RAEFORD, NC 28376

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOKE NC
Recording Date	May 17, 2021
Property Address	1203 E PROSPECT AVE, RAEFORD, NC 28376-3026
Document Number	1378/212
Book / Page	1378 / 212
Instrument Date	May 11, 2021
Instrument	4655
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 E PROSPECT AVE, RAEFORD, NC 28376-3026

Mortgage

Document Number	4656
Date	May 17, 2021
Instrument	4656

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.95%
Index	5-Year CMT
Max Rate	4.95%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Oct 16, 2020
Property Address	1203 E PROSPECT AVE, RAEFORD, NC 28376-3026
Document Number	1337/913
Book / Page	1337 / 913
Instrument Date	Aug 21, 2020
Instrument	8200
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	956 GLENHURST WAY, 956, CLARKSVILLE, TN 37040-5463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 E PROSPECT AVE, RAEFORD, NC 28376-3026

Mortgage

Document Number	8201
Date	Oct 16, 2020
Instrument	8201

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Hoke County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,850.00	$253,480 (-) Land $59,090 Building $194,390	$253,480 (-) Land $59,090 Building $194,390
2025	$1,850.00 (+10.58%)	$253,480 (+10.57%) Land $59,090 Building $194,390	$253,480 (+10.57%) Land $59,090 Building $194,390
2023		$229,240 Land $59,090 Building $170,150	$229,240 (-) Land $59,090 Building $170,150
2022	$1,673.00		$229,240 Land $59,090 Building $170,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RAEFORD serves 6,718 people · EPA ID NC0347010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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