1203 E Joy Ln, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 1203 E Joy Ln, Fort Pierce, FL 34945

Property Summary

Property TypeMobile Home
Details1 ba · 1,782 sqft · built 2007
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Jun 2025)
Tax Bill$501 (2024)
Deeds & MortgagesNov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN2303-610-0007-000-8

Property Details

APN / Parcel Number

Primary APN2303-610-0007-000-8
Alternative APN
  • 12863

Interior

Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,782 sqft Finished Area
1st Floor Area1,782 sqft

Exterior

Year BuiltBuilt 2007
Lot Area8,276 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number12863
Street Address1203 E JOY LN
CityFORT PIERCE
StateFL
Zip34945-2462
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRMH-5 - CO
Legal DescriptionAVON MANOR S/D-UNIT 1- BLK A LOT 7 (0.19 AC)
Legal Range39E
Legal Township35S
Legal Section03
Legal SubdivisionAVON MANOR SUBDIVISION UNIT 1
Legal BlockA
Legal Lot Number7
JurisdictionST LUCIE FL
Township / Civil DivisionFORT PIERCE
Census Block Group1
Census Block1014
Census Tract380800

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1203 E JOY LN, FORT PIERCE, FL 34945-2462
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleSep 19, 1997
Deed Document Number5499069
Deed Book / Page5333 / 2616
Record UpdatedJun 8, 2026

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LUCIE FL
Property Address1203 E JOY LN, FORT PIERCE, FL 34945-2462
Document Number0042142862
Instrument DateNov 5, 2018
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1203 E JOY LN FORT PIERCE FL 349452462, FORT PIERCE, FL 34945-2462

Mortgage

Document Number0042142862
DateDec 20, 2018
Book Page004214/002862
Instrument4512881
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 19, 2038
Interest
Rate7.12%

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,633 (-72.58%)$155,000 (+38.76%) Land $42,200 Building $112,800
2024$501.00 (+3.3%)
2023$485.00 (+33.24%) Additional exemption filed$111,700 (+298.05%) Land $38,000 Building $73,700$111,700 (-1.93%) Land $38,000 Building $73,700
2022$364.00 Homeowner's exemption$28,062$113,900 Land $38,000 Building $75,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims22 (1999–2017)
Claims Outside the SFHA22 of 22
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT. PIERCE UTILITIES AUTHORITY
serves 58,000 people · EPA ID FL4560490
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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