Montgomery County property record for 1203 E Centerville Station Rd, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,123 sqft · built 1969 |
| Lot Size | 0.483 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $273,500 (Jul 2017) |
| Tax Bill | $7,531 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | O68-00513-0008 |
| Primary APN | O68-00513-0008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,123 sqft Living Area |
| Gross Area | 3,606 sqft |
| 1st Floor Area | 1,959 sqft |
| Basement Area | 924 sqft |
| Finished Basement | 924 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 20,909 sqft (0.483 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 162 sqft |
| Deck Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1203 E CENTERVILLE STATION RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-5524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 94 BLACK OAK EST SEC 5 |
| Legal Subdivision | BLACK OAK EST |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 40303 |
Source: Montgomery County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1203 E CENTERVILLE STATION RD, DAYTON, OH 45459-5524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Jul 17, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on Record |
| Deed Sale | Jul 17, 2017 · Amount on Record |
| Prior Sale | Aug 5, 2016 · Amount on Record |
| Deed Document Number | 201740954 |
| Prior Transfer Date | Jul 28, 2016 |
| Prior Transfer Doc | 0000041581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1203 E CENTERVILLE STATION RD, DAYTON, OH 45459-5524 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1203 E CENTERVILLE STATION RD, DAYTON, OH 45459-5524 |
| Document Number | 0000018084 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-00018084 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 17, 2017 |
| Property Address | 1203 E CENTERVILLE STATION RD, DAYTON, OH 45459-5524 |
| Document Number | 0000040954 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 40954 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1203 E CENTERVILLE STATION RD CENTERVILLE OH 454595524, CENTERVILLE, OH 45459-5524 |
| Document Number | 41046 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 41046 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2047 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,690 (-) Land $21,740 Building $96,950 | $339,090 (-) Land $62,100 Building $276,990 | |
| 2024 | $7,531.00 (+9.37%) | ||
| 2023 | $6,886.00 (+9.51%) | $118,690 (+38.09%) Land $21,740 Building $96,950 | $339,090 (+38.08%) Land $62,100 Building $276,990 |
| 2022 | $6,288.00 | $85,950 Land $15,750 Building $70,200 | |
| 2020 | $245,580 Land $45,000 Building $200,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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