1203 E 4th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1203 E 4th St, Sterling, IL 61081

Property Summary

Property Type	Commercial
Details	1,372 sqft · built 1960
Lot Size	0.111 acres (4,836 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Oct 2023)
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Jan 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1122336002`

Property Details

APN / Parcel Number

Primary APN	`1122336002`
Alternative APNs	`116559` `49007`

Interior

Building Area	1,372 sqft Building Perimeter

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	4,836 sqft (0.111 acres)

Location & Zoning

Account Number	116559
Street Address	1203 E 4TH ST
City	STERLING
State	IL
Zip	61081-2823
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	EAST OF BROADWAY MID PT LOT 1 & W PT LOT 2 BLK 49 89000X
Legal Subdivision	EAST OF BROADWAY
Legal Block	49
Legal Lot Number	1-2
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4059
Census Tract	1200

Owner

Source: Whiteside County records · APN 1122336002

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1408 1ST AVE, ROCK FALLS, IL 61071-3031
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	20234963
Prior Transfer Date	Mar 17, 2014
Prior Transfer Doc	0000001469
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 22, 2021
Property Address	1203 E 4TH ST, STERLING, IL 61081-2823
Document Number	0000000500
Instrument Date	Jan 20, 2021
Instrument	500
Transaction Type	Transfer
Record Updated	Mar 17, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$113.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	550 US HIGHWAY 30 DIXON IL 610218528, DIXON, IL 61021-8528

Mortgage

Document Number	501
Date	Jan 22, 2021
Instrument	501

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 21, 2026

Interest

Rate Type	Adjustable Rate
Rate	5.15%

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,539.00	$24,998 Land $1,553 Building $23,445
2024			$74,994 Land $4,659 Building $70,335

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Air Wireless Fiber	1,000 / 1,000
JAB Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 527 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.