1203 Chambers Mountain Rd, Clyde, NC 28721 Property Records

Haywood County property record for 1203 Chambers Mountain Rd, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,156 sqft · built 1969
Lot Size	0.336 acres (14,619 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Nov 2003)
Tax Bill	$1,147 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8637-67-6656`

Property Details

APN / Parcel Number

Primary APN	`8637-67-6656`
Alternative APN	`239717`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,156 sqft Heated Area
Gross Area	1,864 sqft
1st Floor Area	1,156 sqft
Basement Area	1,156 sqft
Unfinished Basement	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	14,619 sqft (0.336 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Steam
Sewer	Septic

Location & Zoning

Account Number	239717
Street Address	1203 CHAMBERS MOUNTAIN RD
City	CLYDE
State	NC
Zip	28721-7578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	1203 CHAMBERS MOUNTAIN RD
Legal Subdivision	SURVEY OF L KEVIN ENSLEY
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1016
Census Tract	920501

Owner

1203 Chambers Mountain Rd is owned and occupied by an individual who acquired it in February 2015.

Source: Haywood County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1203 CHAMBERS MOUNTAIN RD, CLYDE, NC 28721-7578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Mar 20, 2017	Deed of Trust, Mortgage HOMETRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2003 · Amount on File
Deed Sale	Nov 3, 2003 · Amount on File
Deed Book / Page	578 / 1300
Last Transfer Date	Feb 5, 2015
Transfer Doc	0008821345
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Recording Date	Sep 16, 2026
Property Address	1203 CHAMBERS MOUNTAIN RD, CLYDE, NC 28721-7578
Document Number	0000008149
Book / Page	1161 / 1572
Instrument Date	Sep 11, 2026
Instrument	20268149
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 CHAMBERS MOUNTAIN RD, CLYDE, NC 28721-7578

Mortgage

Document Number	0000008149,
Date	Sep 16, 2026
Book Page	1161/1572
Instrument	20268149

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	1203 CHAMBERS MOUNTAIN RD, CLYDE, NC 28721-7578
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010381128
Date	Aug 6, 2021
Book Page	1038/1128
Instrument	2021009679

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	1203 CHAMBERS MOUNTAIN RD, CLYDE, NC 28721-7578
Document Number	0009251128
Book / Page	000925 / 001128
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 CHAMBERS MOUNTAIN RD CLYDE NC 287217578, CLYDE, NC 28721-7578

Mortgage

Document Number	0009251128
Date	Mar 24, 2017
Book Page	000925/001128
Instrument	2659

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 23, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1203 Chambers Mountain Rd was $1,147.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,100 (-) Land $16,400 Building $135,700
2025	$1,147.00	$152,100 Land $16,400 Building $135,700	$152,100 Land $16,400 Building $135,700
2023		$152,100 Land $16,400 Building $135,700	$152,100 Land $16,400 Building $135,700
2021			$152,100 Land $16,400 Building $135,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 Chambers Mountain Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2021–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Chambers Mountain Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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