1203 Cambria Way, Encinitas, CA 92024 Property Records

San Diego County property record for 1203 Cambria Way, Encinitas, CA 92024

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,386 sqft · built 1999
Lot Size0.925 acres (40,296 sqft)
Owner2 Trust Names on File
Last Sale$1,435,000 (May 2025)
Tax Bill$11,522 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jan 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN257-040-55-10

Property Details

APN / Parcel Number

Primary APN257-040-55-10

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,386 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Lot Area40,296 sqft (0.925 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1203 CAMBRIA WAY
CityENCINITAS
StateCA
Zip92024-1337
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeER-MU1
Legal DescriptionUS 43PER DOC97-329466&UND INT IN MODULE A COMMON AREA IN TR 013417
Legal SubdivisionENCINITAS ESTATES
Legal Tract013417
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1003
Census Tract17606

Owner

1203 Cambria Way, a condominium, is held in a trust since May 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address1489 CASCADIA LN, ENCINITAS, CA 92024-2386
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
RPM MORTGAGE INC
Jan 12, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Grant Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2025 · Amount on File
Deed SaleMay 16, 2025 · Amount on File
Prior SaleJul 17, 2020 · Amount on File
Deed Document Number2025130945
Prior Transfer DateDec 21, 2020
Prior Transfer Doc0000023455
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1203 CAMBRIA WAY, ENCINITAS, CA 92024-1337
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028947
DateJan 19, 2017
Instrument2017-0028947
Lender
NameRPM MORTGAGE INC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 12, 2021
Property Address1203 CAMBRIA WAY, ENCINITAS, CA 92024-1337
Document Number0000023455
Instrument DateDec 21, 2020
Instrument23455
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1203 CAMBRIA WAY ENCINITAS CA 920241337, ENCINITAS, CA 92024-1337

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 17, 2020
Property Address1203 CAMBRIA WAY, ENCINITAS, CA 92024-1337
Document Number0000386813
Map ReferenceFILE 1997-0329466
Instrument DateJun 9, 2020
Instrument2020-0386813
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1203 CAMBRIA WAY, ENCINITAS, CA 92024-1337

Mortgage

Document Number0000386814
DateJul 17, 2020
Instrument2020-0386814
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1203 Cambria Way was $11,522.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,463,699 (+65.92%) Land $1,097,782 Building $365,917
2025$11,522.00$882,178 Land $661,638 Building $220,540
2023$10,983.00 (+4.81%)$847,924 Land $635,947 Building $211,977
2022$10,479.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1203 Cambria Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1203 Cambria Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Spectrum
Cable
1,000 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Ting, Verizon.

Nearby Properties on Cambria Way

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